James City County property record for 1544 Harbor Rd, Williamsburg, VA 23185 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 6 Baths |
| Year Built | Built 2019 |
| Square Footage | 4,615 sqft Living Area |
| Lot Size | 16,422 sqft (0.376 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2017) |
| Tax Bill | $13,466.00 (2025) |
| Primary APN | 43-1 02-0-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 12 Rooms |
| Building Area | 4,615 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Concrete Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,422 sqft (0.376 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 945 sqft Garage |
| Deck Area | 260 sqft Deck |
|---|---|
| Patio Area | 264 sqft Patio |
| Porch | Open Porch |
| Porch Area | 35 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Heating Fuel | Gas Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 21167 |
|---|---|
| Street Address | 1544 HARBOR RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-7630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-10 THE HARBOR THE GOVERNOR'S LAND |
| Legal Subdivision | GOVERNORS LAND |
| Legal Lot Number | 10 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 80304 |
Source: James City County records · APN 43-1 02-0-0010
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1544 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 01, 2019 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK MTG |
| Jun 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) TOWNEBANK MTG |
| Jun 04, 2018 | Deed of Trust, Mortgage · Line of Credit TOWNEBANK MTG |
| Jul 13, 2017 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2017 · Amount on Record |
| Deed Sale | Jul 13, 2017 · Amount on Record |
| Prior Sale | Jul 22, 2005 · Amount on Record |
| Deed Doc Number | 170013966 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1544 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000011416 |
| Instrument Date | Aug 01, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 09, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1544 HARBOR RD WILLIAMSBURG VA 231857630, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000011416 |
|---|---|
| Date | Aug 07, 2019 |
| Instrument | 11416 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Aug 06, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1544 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000009513 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1544 HARBOR RD WILLIAMSBURG VA 231857630, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000009513 |
|---|---|
| Date | Jul 02, 2019 |
| Instrument | 9513 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1544 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000009379 |
| Instrument Date | Jun 04, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000009379 |
|---|---|
| Date | Jun 04, 2018 |
| Instrument | 9379 |
| Name | TOWNEBANK MTG |
|---|---|
| Type | Mortgage Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 13, 2017 |
| Property Address | 1544 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000013966 |
| Instrument Date | Jul 12, 2017 |
| Instrument | 13966 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3005 MARGARET JONES LN WILLIAMSBURG VA 231857516, WILLIAMSBURG, VA 23185-7516 |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,466.00 (+6.41%) | $1,622,500 (+17.31%) Land $800,900 Building $821,600 | $1,622,500 (+17.31%) Land $800,900 Building $821,600 |
| 2024 | $12,655.00 (+10.24%) | ||
| 2023 | $11,479.00 | $1,383,100 Land $575,000 Building $808,100 | $1,383,100 Land $575,000 Building $808,100 |
| 2022 | $11,479.00 (+4.77%) | ||
| 2019 | $10,956.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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