James City County property record for 1541 Harbor Rd, Williamsburg, VA 23185 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1996 |
| Square Footage | 4,300 sqft Living Area |
| Lot Size | 10,803 sqft (0.248 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $144,900 (1995) |
| Tax Bill | $6,566.00 (2019) |
| Primary APN | 43-1 02-0-0004 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 4,300 sqft Living Area |
| Gross Area | 4,986 sqft Gross Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Fiberglass Roof |
| Lot Area | 10,803 sqft (0.248 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 686 sqft Garage |
| Porch | Open Porch |
| Porch Area | 576 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 17642 |
|---|---|
| Street Address | 1541 HARBOR RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-7630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-4 THE HARBOR THE GOVERNOR'S LAND |
| Legal Subdivision | GOVERNORS LAND |
| Legal Lot Number | 4 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 80304 |
Source: James City County records · APN 43-1 02-0-0004
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1541 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Mar 23, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage AAFMAA MORTGAGE SERVICES LLC |
| Oct 26, 2017 | Deed of Trust, Mortgage CAPITAL ONE NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 04, 1995 · Amount on Record |
| Deed Sale | Jan 04, 1995 · Amount on Record |
| Deed Doc Number | 0000721275 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1541 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0210022663 |
|---|---|
| Date | Nov 17, 2021 |
| Instrument | 210022663 |
| Name | TRUIST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1541 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210005452 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 210005452 |
| Name | AAFMAA MORTGAGE SERVICES LLC |
|---|
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1541 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0000020825 |
| Instrument Date | Oct 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0000020825 |
|---|---|
| Date | Nov 01, 2017 |
| Instrument | 20825 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.13% |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999,400 (+19.9%) Land $374,500 Building $624,900 | $999,400 (+19.9%) Land $374,500 Building $624,900 | |
| 2023 | $833,500 Land $300,000 Building $533,500 | $833,500 Land $300,000 Building $533,500 | |
| 2019 | $6,566.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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