James City County property record for 1532 Harbor Rd, Williamsburg, VA 23185 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 7 Beds |
| Bathrooms | 9 Baths |
| Year Built | Built 1999 |
| Square Footage | 6,887 sqft Living Area |
| Lot Size | 17,163 sqft (0.394 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,100,000 (2022) |
| Tax Bill | $16,274.00 (2025) |
| Primary APN | 43-1 02-0-0007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Total Rooms | 18 Rooms |
| Building Area | 6,887 sqft Living Area |
| Basement Area | 1,381 sqft Basement |
| Stories | 3 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Concrete Exterior |
| Foundation Type | Raised Foundation |
| Roof Material | Composition Shingle Roof |
| Lot Area | 17,163 sqft (0.394 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,097 sqft Garage |
| Deck Area | 411 sqft Deck |
|---|---|
| Patio Area | 342 sqft Patio |
| Porch | Open Porch |
| Porch Area | 347 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 12263 |
|---|---|
| Street Address | 1532 HARBOR RD |
| City | WILLIAMSBURG |
| State | VA |
| Zip | 23185-7630 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L-7 THE HARBOR THE GOVERNOR'S LAND |
| Legal Subdivision | GOVERNORS LAND |
| Legal Lot Number | 7 |
| Jurisdiction | JAMES CITY VA |
| Minor Civil Division | BERKELEY |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 80304 |
Source: James City County records · APN 43-1 02-0-0007
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1532 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2022 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) US BANK NATIONAL ASSOCIATION |
| Aug 09, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) THE OLD POINT NATIONAL BANK OF PHOEBUS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 26, 2022 · Amount on Record |
| Deed Sale | Jul 26, 2022 · Amount on Record |
| Deed Doc Number | 202211430 |
| Deed Book / Page | 60 / 1 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Recording Date | Jul 26, 2022 |
| Property Address | 1532 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0202211430 |
| Instrument Date | Jul 05, 2022 |
| Instrument | 202211430 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1532 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Document Number | 0202211432 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 202211432 |
| Name | US BANK NATIONAL ASSOCIATION |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Aug 01, 2029 |
| Change Frequency | Annually |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMES CITY VA |
| Property Address | 1532 HARBOR RD, WILLIAMSBURG, VA 23185-7630 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210016247 |
|---|---|
| Date | Aug 09, 2021 |
| Instrument | 210016247 |
| Name | THE OLD POINT NATIONAL BANK OF PHOEBUS |
|---|
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.99% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Sep 01, 2024 |
| Change Frequency | Annually |
Source: James City County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | James City County |
| Unified School District | James City County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,274.00 (+6.41%) | $1,960,800 (+13.96%) Land $800,900 Building $1,159,900 | $1,960,800 (+13.96%) Land $800,900 Building $1,159,900 |
| 2024 | $15,294.00 (+7.1%) | ||
| 2023 | $14,280.00 (+0.77%) | $1,720,600 Land $575,000 Building $1,145,600 | $1,720,600 Land $575,000 Building $1,145,600 |
| 2022 | $14,171.00 (+24.48%) | ||
| 2019 | $11,384.00 |
Source: FEMA National Flood Hazard Layer, James City County (51095C), updated October 27, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Wildfire Risk | Low above 5% of the US · above 3% of Virginia |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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