Osceola County property record for 1543 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,383 sqft Heated Area |
| Lot Size | 6,229 sqft (0.142 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $258,000 (2017) |
| Tax Bill | $4,052.00 (2025) |
| Primary APN | 153636 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,383 sqft Heated Area |
| Gross Area | 3,214 sqft Gross Area |
| 1st Floor | 1,503 sqft 1st Floor |
| Upper Floors | 880 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2007 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,229 sqft (0.142 acres) |
| Depth X Width | 125 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 455 sqft Garage |
| Pool Area | 276 sqft Pool |
|---|---|
| Deck Area | 200 sqft Deck |
| Porch | Open Porch |
| Porch Area | 376 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 153636 |
|---|---|
| Street Address | 1543 REFLECTION CV |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7510 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 387 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 31 |
| Legal Subdivision | TURTLE CREEK |
| Legal Phase | 1B |
| Legal Tract | 842 |
| Legal Block | 1 |
| Legal Lot Number | 387 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2021 |
| Census Tract | 43600 |
Source: Osceola County records · APN 153636
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1543 REFLECTION CV, SAINT CLOUD, FL 34771-7510 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 21, 2020 | Loan Modification, Mortgage · Federal Housing Administration (FHA) Mortgage LAKEVIEW LN SERVICING |
| Apr 11, 2018 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Mar 28, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage IMPAC MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 28, 2017 · Amount on Record |
| Deed Sale | Mar 28, 2017 · Amount on Record |
| Prior Sale | Oct 16, 2007 · Amount on Record |
| Deed Doc Number | 2017047451 |
| Deed Book / Page | 5123 / 0695 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1543 REFLECTION CV, SAINT CLOUD, FL 34771-7510 |
| Document Number | 0058100276 |
| Instrument Date | Aug 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1543 REFLECTION CV ST CLOUD FL 347717510, ST CLOUD, FL 34771-7510 |
| Document Number | 0058100276 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 005810/000276 |
| Instrument | 136477 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1543 REFLECTION CV, SAINT CLOUD, FL 34771-7510 |
| Document Number | 0053262743 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 04, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 1543 REFLECTION CV ST CLOUD FL 347717510, ST CLOUD, FL 34771-7510 |
| Document Number | 0053262743 |
|---|---|
| Date | May 02, 2018 |
| Book Page | 005326/002743 |
| Instrument | 70007 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 28, 2017 |
| Property Address | 1543 REFLECTION CV, SAINT CLOUD, FL 34771-7510 |
| Document Number | 0051230695 |
| Book / Page | 5123 / 0695 |
| Map Reference | MB19 PG189-191 |
| Instrument Date | Mar 23, 2017 |
| Instrument | 2017047451 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | QUALITY TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 15318 STRATHEARN DR, 15318, DELRAY BEACH, FL 33446-2849 |
| Name | Verified Name |
|---|---|
| Address | 6237 BENT PINE DR APT 610B, 610B, ORLANDO, FL 32822-4962 |
| Document Number | 0051230697 |
|---|---|
| Date | Mar 28, 2017 |
| Instrument | 5123/0697 |
| Name | IMPAC MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,052.00 (+6.16%) Homeowner's exemption | $269,302 (+5.99%) | $374,700 (+0.48%) Land $75,000 Building $299,700 |
| 2023 | $3,817.00 (+3.55%) Homeowner's exemption | $254,091 (+3%) | $372,900 (+13.48%) Land $65,000 Building $307,900 |
| 2022 | $3,686.00 Homeowner's exemption | $246,691 | $328,600 Land $60,000 Building $268,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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