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1549 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1549 Reflection Cv, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2007
Square Footage2,383 sqft Living Area
Lot Size7,361 sqft (0.169 acres)
OccupancyOwner Occupied
Last Sale$385,500 (2021)
Tax Bill$6,884.00 (2024)

Property Details

APN / Parcel Number

Primary APN31-25-31-0842-0001-3840
Alternative APNs
  • 253131084200013840
  • 153633

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,383 sqft Living Area
Gross Area3,214 sqft Gross Area
1st Floor1,503 sqft 1st Floor
Upper Floors880 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleConventional Style
Exterior MaterialConcrete Block Exterior
Construction TypeFrame Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,361 sqft (0.169 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area455 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area276 sqft Pool
Deck Area200 sqft Deck
Porch Area376 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address1549 REFLECTION CV
CitySAINT CLOUD
StateFL
Zip34771-7510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTURTLE CREEK PH 1B PB 19 PG 189-191 LOT 384
Legal Range31E
Legal Township25S
Legal Section31
Legal SubdivisionTURTLE CREEK PH 1B
Legal Phase1B
Legal Tract842
Legal Block3840
Legal Lot Number384
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2021
Census Tract43600

Owner

Source: Osceola County records · APN 31-25-31-0842-0001-3840

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1549 REFLECTION CV, SAINT CLOUD, FL 34771-7510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
CHRISTENSEN FINANCIAL INC
Jul 01, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 01, 2021 · Amount on Record
Deed SaleJul 01, 2021 · Amount on Record
Prior SaleJul 18, 2013 · Amount on Record
Deed Doc Number2021102640
Deed Book / Page5993 / 598
Last Transfer DateNov 05, 2024
Transfer Doc0066901686
Record RefreshedJun 08, 2026

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1549 REFLECTION CV, SAINT CLOUD, FL 34771-7510
Transaction TypeMortgage
Record UpdatedJul 20, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0055321612
DateMay 30, 2019
Book Page5532/1612
Instrument2019069657
Lender
NameCHRISTENSEN FINANCIAL INC
TypeFunding / Finance Company
AddressALTAMONTE SPRINGS, FL 32714
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2021
Property Address1549 REFLECTION CV, SAINT CLOUD, FL 34771-7510
Document Number0059930598
Book / Page5993 / 598
Map ReferenceMB 19 PG 189-191
Instrument DateJun 30, 2021
Instrument2021102640
Transaction TypeTransfer
Record UpdatedJul 20, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$2,698.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1549 REFLECTION CV, 1549, SAINT CLOUD, FL 34771-7510

Transferred To (Grantee/Buyer)

NameVerified Name
Address1549 REFLECTION CV, SAINT CLOUD, FL 34771-7510

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,710.00 (-2.53%)$374,700 (+0.48%) Land $75,000 Building $299,700$374,700 (+0.48%) Land $75,000 Building $299,700
2024$6,884.00 (+4.68%)
2023$6,576.00 (+10.99%)$372,900 (+13.48%) Land $65,000 Building $307,900$372,900 (+13.48%) Land $65,000 Building $307,900
2022$5,925.00$328,600 Land $60,000 Building $268,600$328,600 Land $60,000 Building $268,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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