1537 Reflection Cv, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1537 Reflection Cv, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,383 sqft Heated Area
Lot Size	6,229 sqft (0.142 acres)
Occupancy	Owner Occupied
Last Sale	$376,000 (2021)
Tax Bill	$5,919.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`153639`
Alternative APN	`312531084200013900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Partial Baths	1 Partial Baths
Building Area	2,383 sqft Heated Area
Gross Area	3,422 sqft Gross Area
1st Floor	1,503 sqft 1st Floor
Upper Floors	880 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2007
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,229 sqft (0.142 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	455 sqft Garage
Porch	Finished/Screened Porch
Porch Area	584 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	153639
Street Address	1537 REFLECTION CV
City	SAINT CLOUD
State	FL
Zip	34771-7510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TURTLE CREEK PH 1B PB 19 PG 189-191 LOT 390
Legal Range	31E
Legal Township	25S
Legal Section	31
Legal Subdivision	TURTLE CREEK
Legal Phase	1B
Legal Tract	842
Legal Block	1
Legal Lot Number	390
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2021
Census Tract	43600

Owner

Source: Osceola County records · APN 153639

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1537 REFLECTION CV, SAINT CLOUD, FL 34771-7510
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 03, 2021 · Amount on Record
Deed Sale	Dec 03, 2021 · Amount on Record
Prior Sale	Jul 31, 2013 · Amount on Record
Deed Doc Number	2021186826
Deed Book / Page	6100 / 96
Record Refreshed	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 03, 2021
Property Address	1537 REFLECTION CV, SAINT CLOUD, FL 34771-7510
Document Number	0061000096
Book / Page	6100 / 96
Map Reference	MB 19 PG 189-191
Instrument Date	Nov 22, 2021
Instrument	2021186826
Transaction Type	Transfer
Record Updated	Jan 11, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,632.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 PAL YAM AVE, HAITFA ISRAEL XX

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1537 REFLECTION CV, SAINT CLOUD, FL 34771-7510

Mortgage

Document Number	0000610099
Date	Dec 03, 2021
Instrument	6100/99

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,919.00 (-0.42%) Homeowner's exemption	$373,600 (+0.38%) Land $75,000 Building $298,600	$373,600 (+0.38%) Land $75,000 Building $298,600
2023	$5,944.00 (+1.14%) Homeowner's exemption	$372,200 (+14.21%) Land $65,000 Building $307,200	$372,200 (+14.21%) Land $65,000 Building $307,200
2022	$5,877.00	$325,900 Land $60,000 Building $265,900	$325,900 Land $60,000 Building $265,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.