15424 75th Cir NE, Elk River, MN 55330 Property Records

Wright County property record for 15424 75th Cir NE, Elk River, MN 55330

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 3,565 sqft · built 2020
Lot Size	0.318 acres (13,851 sqft)
Owner	2 Individual Names on File
Last Sale	$2,625,482 (May 2017)
Tax Bill	$7,300 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`118-297-001300`

Property Details

APN / Parcel Number

Primary APN	`118-297-001300`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,565 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	13,851 sqft (0.318 acres)
Garage Type	Attached
Garage Area	1,053 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	15424 75TH CIR NE
City	ELK RIVER
State	MN
Zip	55330-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-030 BLOCK-001 BLOCK-001
Legal Range	023
Legal Township	121
Legal Section	27
Legal Subdivision	BOULDER CREEK
Legal Block	1
Legal Lot Number	30
Jurisdiction	WRIGHT MN
Township / Civil Division	OTSEGO
Census Block Group	5
Census Block	5005
Census Tract	100101

Owner

15424 75th Cir NE is owned and occupied by two individuals who bought it in May 2017.

Source: Wright County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15424 75TH CIR NE, ELK RIVER, MN 55330-1036
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2017 · Amount on File
Deed Sale	May 1, 2017 · Amount on File
Deed Document Number	20171342207
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Aug 13, 2020
Property Address	15424 75TH CIR NE, OTSEGO, MN 55330-1036
Document Number	0001436745
Instrument Date	Aug 13, 2020
Instrument	1436745
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 22, 2020
Title Company	TRANSOHIO RESIDENTIAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,510.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15424 75TH CIR NE OTSEGO MN 553301036, OTSEGO, MN 55330-1036

Mortgage

Document Number	1436746
Date	Aug 13, 2020
Instrument	1436746

Lender

Name	M/L FIN'L LLC
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 15424 75th Cir NE was $7,300.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Otsego City
Unified School District	Elk River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,300.00	$630,200 (+0.33%) Land $100,000 Building $530,200	$630,200 (+0.33%) Land $100,000 Building $530,200
2025		$628,100 Land $115,000 Building $513,100	$628,100 Land $115,000 Building $513,100
2023	$6,496.00 (-2.78%)	$637,700 Land $102,000 Building $535,700	$637,700 Land $102,000 Building $535,700
2022	$6,682.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15424 75th Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15424 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Otsego serves 19,000 people · EPA ID MN1860026
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20