15412 75th Cir NE, Elk River, MN 55330 Property Records

Wright County property record for 15412 75th Cir NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 2,464 sqft · built 2020
Lot Size0.24 acres (10,489 sqft)
OwnerIndividual Name on File
Last Sale$483,500 (Dec 2021)
Tax Bill$5,156 (2026)
Deeds & MortgagesDec 2021 Sale & Mortgage
Jun 2018 Sale
Flood ZoneZone X (minimal risk)
APN118-297-001290

Property Details

APN / Parcel Number

Primary APN118-297-001290

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,464 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area10,489 sqft (0.24 acres)
Garage TypeAttached
Garage Area860 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15412 75TH CIR NE
CityELK RIVER
StateMN
Zip55330-1036
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-029 BLOCK-001 BLOCK-001
Legal Range023
Legal Township121
Legal Section27
Legal SubdivisionBOULDER CREEK
Legal Block1
Legal Lot Number29
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group5
Census Block5005
Census Tract100101

Owner

15412 75th Cir NE is owned and occupied by an individual who bought it in December 2021.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address15412 75TH CIR NE, ELK RIVER, MN 55330-1036
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2021Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
M/I FINANCIAL LLC
Jun 4, 2018Grant Deed, Transfer
TITLE RECORDING SERVICES, TITLE RECORDING SVCS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 16, 2021 · Amount on File
Deed SaleDec 16, 2021 · Amount on File
Prior SaleJun 4, 2018 · Amount on File
Deed Document Number20211493529
Record UpdatedSep 20, 2026

December 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateDec 16, 2021
Property Address15412 75TH CIR NE, OTSEGO, MN 55330-1036
Document Number0001493529
Instrument DateDec 14, 2021
Instrument1493529
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyTRANSOHIO TITLE, TRANSOHIO RES TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,595.55
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15412 75TH CIR NE, OTSEGO, MN 55330-1036

Mortgage

Document Number00A1493530
DateDec 16, 2021
InstrumentA1493530
Lender
NameM/I FINANCIAL LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2052

June 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWRIGHT MN
Recording DateJun 4, 2018
Property Address15412 75TH CIR NE, OTSEGO, MN 55330-1036
Document Number0001371492
Instrument DateApr 24, 2018
Instrument1371492
Transaction TypeTransfer
Record UpdatedJul 17, 2018
Title CompanyTITLE RECORDING SERVICES, TITLE RECORDING SVCS

Transaction

AmountAmount on Record
Tax$12,555.58
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address941 HILLWIND RD NE #300 FRIDLEY MN 554325965, 300, FRIDLEY, MN 55432-5965
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 15412 75th Cir NE was $5,156.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,156.00$463,900 (-0.15%) Land $100,000 Building $363,900$463,900 (-0.15%) Land $100,000 Building $363,900
2025$464,600 Land $115,000 Building $349,600$464,600 Land $115,000 Building $349,600
2023$5,234.00 (+374.09%)$499,500 Land $102,000 Building $397,500$499,500 Land $102,000 Building $397,500
2022$1,104.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15412 75th Cir NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15412 75th Cir NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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