1542 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1542 Bertch Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,215 sqft · built 1947
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$64,500 (Nov 2010)
Tax Bill	$3,250 (2025)
Deeds & Mortgages	Oct 2020 Line of Credit Nov 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-36-104-009`

Property Details

APN / Parcel Number

Primary APN	`8913-36-104-009`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,215 sqft Living Area
1st Floor Area	900 sqft
Attic	Attic
Attic Area	315 sqft
Basement Area	900 sqft
Finished Basement	600 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	120 sqft
Patio Area	121 sqft
Shed	1 Shed
Shed Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1542 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 204
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	204
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1004
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-104-009

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1542 BERTCH AVE, WATERLOO, IA 50702-1706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 05, 2020	Deed of Trust, Mortgage · Line of Credit VERIDIAN CU
Nov 29, 2005	Deed of Trust, Mortgage JOHN DEERE COMMUNITY CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2010 · Amount on Record
Deed Sale	Nov 24, 2010 · Amount on Record
Deed Document Number	20102011010630
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1542 BERTCH AVE, WATERLOO, IA 50702-1706
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1542 BERTCH AVE, WATERLOO, IA 50702-1706

Mortgage

Document Number	202100007133
Date	Oct 05, 2020
Instrument	202100007133

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 04, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1542 BERTCH AVE, WATERLOO, IA 50702-1706
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006013831
Date	Nov 29, 2005
Instrument	2006013831

Lender

Name	JOHN DEERE COMMUNITY CU
Type	Credit Union
Address	WATERLOO, IA 50704

Agreement

Amount	Amount Recorded
Term	85 Months
Due	Dec 01, 2012

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,250.00 Homeowner's exemption	$158,270 (-1.09%) Land $15,760 Building $142,510	$158,270 (-1.09%) Land $15,760 Building $142,510
2024	$3,250.00 (+38.18%)
2023		$160,020 (+37.97%) Land $15,760 Building $144,260	$160,020 (+37.97%) Land $15,760 Building $144,260
2022	$2,352.00 Homeowner's exemption	$115,980 Land $15,760 Building $100,220
2021			$115,980 Land $15,760 Building $100,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 719 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

May also be available at this address: Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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