Black Hawk County property record for 1530 Bertch Ave, Waterloo, IA 50702 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1909 |
| Square Footage | 1,618 sqft Living Area |
| Lot Size | 6,350 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $95,000 (2012) |
| Tax Bill | $2,716.00 (2025) |
| Primary APN | 8913-36-104-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,618 sqft Living Area |
| 1st Floor Area | 704 sqft 1st Floor |
| Basement Area | 704 sqft Basement |
| Finished Basement | 250 sqft Finished |
| Stories | 2 Stories |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 6,350 sqft (0.146 acres) |
| Lot Dimensions | 127 ft deep x 50 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached |
| Garage Area | 484 sqft Garage |
| Patio Area | 375 sqft Patio |
| Porch | Slab |
| Porch Area | 164 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1530 BERTCH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-1706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KENWOOD PARK LOT 206 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 36 |
| Legal Subdivision | KENWOOD PARK |
| Legal Lot Number | 206 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 1000 |
Source: Black Hawk County records · APN 8913-36-104-007
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION |
| Apr 11, 2023 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Oct 23, 2017 | Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP |
| Apr 12, 2022 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Apr 29, 2022 | Intrafamily Transfer, Transfer |
| Mar 31, 2017 | Warranty Deed, Transfer · FHA Mortgage GERSHMAN INVESTMENT CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 29, 2012 · Amount on Record |
| Deed Sale | Feb 29, 2012 · Amount on Record |
| Deed Document Number | 201215975 |
| Last Transfer Date | Apr 27, 2022 |
| Transfer Doc | 0000020942 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | May 28, 2026 |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 0000007726 |
| Instrument Date | May 22, 2026 |
| Instrument | 20267726 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 0000007726, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 20267726 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1530 BERCH AVE, WASHBURN, IA 50702-1706 |
| Document Number | 202300013661 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 202300013661 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201800007101 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 2018-00007101 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1530 BERTH AVE, WASHBURN, IA 50702-1706 |
| Document Number | 202200019957 |
|---|---|
| Date | Apr 12, 2022 |
| Instrument | 202200019957 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 11, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Apr 29, 2022 |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 202200020942 |
| Instrument Date | Apr 27, 2022 |
| Instrument | 202200020942 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1530 BERTCH AVE, WASHBURN, IA 50702-1706 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 31, 2017 |
| Property Address | 1530 BERTCH AVE, WATERLOO, IA 50702-1706 |
| Document Number | 201700016882 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 2017-00016882 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 201700016883 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017-00016883 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2047 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,716.00 Homeowner's exemption | $143,700 (-0.09%) Land $15,760 Building $127,940 | $143,700 (-0.09%) Land $15,760 Building $127,940 |
| 2024 | $2,716.00 (+29.58%) | ||
| 2023 | $143,830 (+33.56%) Land $15,760 Building $128,070 | $143,830 (+33.56%) Land $15,760 Building $128,070 | |
| 2022 | $2,096.00 Homeowner's exemption | $107,690 Land $15,760 Building $91,930 | |
| 2021 | $107,690 Land $15,760 Building $91,930 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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