1551 Bertch Ave, Waterloo, IA 50702 Property Records

Black Hawk County property record for 1551 Bertch Ave, Waterloo, IA 50702 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,110 sqft · built 1932
Lot Size	0.146 acres (6,350 sqft)
Owner	Individual Name on File
Last Sale	$113,000 (Jun 2020)
Tax Bill	$2,444 (2025)
Deeds & Mortgages	Jun 2020 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`8913-36-102-014`

Property Details

APN / Parcel Number

Primary APN	`8913-36-102-014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,110 sqft Living Area
1st Floor Area	822 sqft
Attic	Attic
Attic Area	288 sqft
Basement Area	822 sqft
Unfinished Basement	822 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1551 BERTCH AVE
City	WATERLOO
State	IA
Zip	50702-1705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENWOOD PARK LOT 134
Legal Range	13W
Legal Township	89N
Legal Section	36
Legal Subdivision	KENWOOD PARK
Legal Lot Number	134
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1001
Census Tract	1000

Owner

Source: Black Hawk County records · APN 8913-36-102-014

Assessment roll updated October 17, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1551 BERTCH AVE, WATERLOO, IA 50702-1705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2020 · Amount on Record
Deed Sale	Jun 23, 2020 · Amount on Record
Deed Document Number	202022658
Record Updated	Sep 20, 2026

June 2020: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BLACK HAWK IA
Recording Date	Jun 23, 2020
Property Address	1551 BERTCH AVE, WATERLOO, IA 50702-1705
Document Number	202000022658
Instrument Date	Jun 08, 2020
Instrument	202000022658
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1551 BERTCH AVE, WATERLOO, IA 50702-1705

Mortgage

Document Number	202000022659
Date	Jun 23, 2020
Instrument	202000022659

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 01, 2027
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	10.7%

Mortgage

Document Number	202000022660
Date	Jun 23, 2020
Instrument	202000022660

Lender

Name	COLLINS COMMUNITY CU
Type	Credit Union
Address	EDGEWOOD, IA 52042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 01, 2030

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,444.00 Homeowner's exemption	$121,400 (-1.21%) Land $15,760 Building $105,640	$121,400 (-1.21%) Land $15,760 Building $105,640
2024	$2,444.00 (+36.69%)
2023		$122,890 (+36.08%) Land $15,760 Building $107,130	$122,890 (+36.08%) Land $15,760 Building $107,130
2022	$1,788.00 Homeowner's exemption	$90,310 Land $15,760 Building $74,550
2021			$90,310 Land $15,760 Building $74,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 302 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Waterloo Telecommunications Utility	Fiber	10,000 / 10,000
Metronet Holdings	Fiber	5,120 / 5,120
Mediacom Communications	Cable	1,000 / 50
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: LTD Broadband, Mediacom Communications, AMG Technology Investment Group. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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