15408 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15408 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,549 sqft · built 2014
Lot Size	0.243 acres (10,565 sqft)
Owner	2 Individual Names on Record
Last Sale	$602,000 (Jun 2021)
Tax Bill	$7,581 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-7641-00-760`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-7641-00-760`
Alternative APNs	`272308764100760` `136196` `137054` `138567`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,549 sqft Living Area
Gross Area	3,548 sqft
1st Floor Area	1,532 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,565 sqft (0.243 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	196 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15408 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 2 80/115 LOT 76
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 2
Legal Phase	2
Legal Tract	7641
Legal Lot Number	76
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1035
Census Tract	17113

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Jun 15, 2021	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2020	Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS
Aug 17, 2018	Warranty Deed, Transfer · Conventional Mortgage LEADER ONE FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Aug 17, 2018 · Amount on Record
Deed Document Number	2021355682
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2021
Property Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	20210355682
Map Reference	MB 80 PG 115-117
Instrument Date	May 18, 2021
Instrument	20210355682
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10977 SUNSET RIDGE CIR, 10977, BOYNTON BEACH, FL 33473-4869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	20210355683
Date	Jun 15, 2021
Instrument	20210355683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Jun 15, 2021
Property Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000355682
Map Reference	MB 80 PG 115-117
Instrument Date	May 18, 2021
Instrument	20210355682
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,214.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10977 SUNSET RIDGE CIR, 10977, BOYNTON BEACH, FL 33473-4869

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000355683
Date	Jun 15, 2021
Instrument	20210355683

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000473692
Instrument Date	Sep 3, 2020
Transaction Type	Mortgage
Record Updated	Sep 24, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15408 SANDFIELD LOOP WINTER GARDEN FL 347879809, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000473692
Date	Sep 9, 2020
Instrument	473692

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2050

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 17, 2018
Property Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809
Document Number	0000491722
Map Reference	MB 80 PG 115
Instrument Date	Aug 13, 2018
Instrument	20180491722
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	EQUITABLE TITLE OF DR PHILLI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,097.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14441 PUACH ST, 14441, WINTER GARDEN, FL 34787

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15408 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9809

Mortgage

Document Number	0000491723
Date	Aug 17, 2018
Instrument	20180491723

Lender

Name	LEADER ONE FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,493 (+2.7%)	$574,990 (-9.31%) Land $110,000 Building $464,990
2025	$7,581.00 (+5.2%) Homeowner's exemption	$505,835 (+5.99%)	$634,030 (+18.04%) Land $110,000 Building $524,030
2024	$7,206.00 (+3.56%)
2023	$6,958.00 (+2.9%) Homeowner's exemption	$477,261 (+3%)	$537,118 (+15.92%) Land $110,000 Building $427,118
2022	$6,762.00 Homeowner's exemption	$463,360 Land $100,000 Building $363,360	$463,360 Land $100,000 Building $363,360

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

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