15390 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15390 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,564 sqft · built 2014
Lot Size	0.179 acres (7,798 sqft)
Owner	Individual Name on Record
Last Sale	$433,000 (May 2018)
Tax Bill	$7,732 (2025)
Deeds & Mortgages	Apr 2026 Sale Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-7641-00-730`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-7641-00-730`
Alternative APNs	`272308764100730` `136193` `137050` `138563`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,564 sqft Living Area
Gross Area	3,850 sqft
1st Floor Area	1,553 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,798 sqft (0.179 acres)
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	292 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15390 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 2 80/115 LOT 73
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 2
Legal Phase	2
Legal Tract	7641
Legal Lot Number	73
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1035
Census Tract	17113

Owner

Source: Orange County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15390 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer SIMPLIFILE
Jul 27, 2020	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
May 24, 2018	Warranty Deed, Transfer EQUITABLE TITLE/DR PHILLIPS LL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2018 · Amount on Record
Deed Sale	May 24, 2018 · Amount on Record
Prior Sale	Jan 12, 2015 · Amount on Record
Deed Document Number	2018308243
Last Transfer Date	Oct 21, 2023
Transfer Doc	0000614088
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Apr 6, 2026
Property Address	15390 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Document Number	0000194514
Instrument Date	Apr 3, 2026
Instrument	2026194514
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15390 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	15390 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Document Number	0000415897
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15390 SANDFIELD LOOP WINTER GARDEN FL 347879806, WINTER GARDEN, FL 34787-9806

Mortgage

Document Number	0000415897
Date	Aug 6, 2020
Instrument	415897

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 24, 2018
Property Address	15390 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Document Number	0000308243
Instrument Date	May 15, 2018
Instrument	308243
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	EQUITABLE TITLE/DR PHILLIPS LL

Transaction

Amount	Amount Recorded
Tax	$3,031.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 BEACHLAND AVE MILFORD CT 064607410, MILFORD, CT 06460-7410

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,347 (-3.64%)	$571,750 (-7.83%) Land $110,000 Building $461,750
2025	$7,732.00 (+35.22%) Homeowner's exemption	$515,104 (+33.2%)	$620,330 (+19.82%) Land $110,000 Building $510,330
2024	$5,718.00 (+3.64%)
2023	$5,517.00 (+2.97%) Homeowner's exemption	$386,723 (+3%)	$517,733 (+15.82%) Land $110,000 Building $407,733
2022	$5,358.00 Homeowner's exemption	$375,459	$447,022 Land $100,000 Building $347,022

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: Alteva of Warwick, CenturyLink.

Cell Coverage

5G (outdoors only) and 4G LTE

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