15396 Sandfield Loop, Winter Garden, FL 34787 Property Records

Orange County property record for 15396 Sandfield Loop, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,114 sqft · built 2014
Lot Size	0.213 acres (9,281 sqft)
Owner	2 Individuals on Record
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-23-27-7641-00-740`

Property Details

APN / Parcel Number

Primary APN	`08-23-27-7641-00-740`
Alternative APNs	`272308764100740` `136194` `137052` `138565`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,114 sqft Living Area
Gross Area	4,127 sqft
1st Floor Area	2,788 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,281 sqft (0.213 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	325 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	15396 SANDFIELD LOOP
City	WINTER GARDEN
State	FL
Zip	34787-9806
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RESERVE AT CARRIAGE POINTE PHASE 2 80/115 LOT 74
Legal Range	27E
Legal Township	23S
Legal Section	08
Legal Subdivision	RESERVE AT CARRIAGE POINTE PH 2
Legal Phase	2
Legal Tract	7641
Legal Lot Number	74
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1035
Census Tract	17113

Owner

Source: Orange County assessment roll, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	15396 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage US MORTGAGE CORP
Jun 4, 2021	Intrafamily Transfer, Transfer · VA Mortgage US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021
Deed Sale	Jun 4, 2021
Prior Sale	Sep 16, 2014 · Amount on Record
Deed Document Number	2021335258
Prior Transfer Date	Jan 14, 2021
Prior Transfer Doc	0000335258
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2021
Property Address	15396 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Document Number	20210335258
Map Reference	MB 80 PG 115
Instrument Date	Jan 14, 2021
Instrument	20210335258
Transaction Type	Transfer
Record Updated	Jun 23, 2021
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15396 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806

Mortgage

Document Number	20210335259
Date	Jun 4, 2021
Instrument	20210335259

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Jun 4, 2021
Property Address	15396 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806
Document Number	0000335258
Map Reference	MB 80 PG 115
Instrument Date	Jan 14, 2021
Instrument	20210335258
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15396 SANDFIELD LOOP, WINTER GARDEN, FL 34787-9806

Mortgage

Document Number	0000335259
Date	Jun 4, 2021
Instrument	20210335259

Lender

Name	US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,748 (+2.7%)	$637,540 (-8.25%) Land $110,000 Building $527,540
2025	Homeowner's exemption	$437,924 (+5.99%)	$694,850 (+20.58%) Land $110,000 Building $584,850
2023	Homeowner's exemption	$413,186	$576,266 Land $110,000 Building $466,266

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 77 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	77 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

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