Lane County property record for 1540 Spruce St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1979 |
| Lot Size | 0.203 acres (8,838 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $470,000 (Sep 2025) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Feb 2025 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-26-24-00303-000 |
| Primary APN | 18-12-26-24-00303-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,102 sqft |
| 1st Floor Area | 1,640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,838 sqft (0.203 acres) |
| Lot Dimensions | 130 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Driveway |
| Driveway Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1297280 |
|---|---|
| Street Address | 1540 SPRUCE ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | TL 00303 |
| Legal Range | 12 |
| Legal Township | 18 |
| Legal Section | 26 |
| Legal Subdivision | MUNSEL PARK ADDITION TO FLORENCE |
| Legal Block | 7 |
| Legal Lot Number | 303 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 707 |
Source: Lane County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Sep 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage TOMO MORTGAGE LLC |
| Feb 3, 2025 | Warranty Deed, Transfer CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Aug 5, 2019 | Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO |
| Sep 12, 2018 | Personal Representative Deed, Transfer · VA Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2025 · Amount on Record |
| Deed Sale | Sep 18, 2025 · Amount on Record |
| Prior Sale | Feb 3, 2025 · Amount on Record |
| Deed Document Number | 202529574 |
| Prior Transfer Date | Oct 11, 2002 |
| Prior Transfer Doc | 0000080560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 18, 2025 |
| Property Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Document Number | 0000029574 |
| Map Reference | MB 4 PG 90 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025-029574 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2025 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Document Number | 0000029575 |
|---|---|
| Date | Sep 18, 2025 |
| Instrument | 2025-029575 |
| Name | TOMO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Feb 3, 2025 |
| Property Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Document Number | 0000003000 |
| Map Reference | MB 4 PG 90 |
| Instrument Date | Jan 31, 2025 |
| Instrument | 2025-003000 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | CASCADE TITLE COMPANY, CASCADE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 2063, FLORENCE, OR 97439-0135 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FNT |
| Name | Verified Name |
|---|
| Document Number | 0000075626 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020-075626 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000033039 |
|---|---|
| Date | Aug 5, 2019 |
| Instrument | 2019-033039 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Sep 12, 2018 |
| Property Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Document Number | 0000042957 |
| Map Reference | MB4 PG90 |
| Instrument Date | Sep 10, 2018 |
| Instrument | 2018-042957 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | CASCADE TITLE C |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1540 SPRUCE ST, FLORENCE, OR 97439-9613 |
| Document Number | 0000042958 |
|---|---|
| Date | Sep 12, 2018 |
| Instrument | 2018-042958 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
Source: Lane County assessment roll, as of November 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,331.00 (+3%) | $244,142 (+3%) | $459,115 (-1.06%) Land $82,255 Building $376,860 |
| 2024 | $3,234.00 (+2.83%) | $237,032 (+3%) | $464,012 (-1.27%) Land $84,634 Building $379,378 |
| 2023 | $3,145.00 (+4.24%) | $230,129 (+3%) | $469,965 (+13.13%) Land $71,770 Building $398,195 |
| 2022 | $3,017.00 | $223,427 | $415,403 Land $69,349 Building $346,054 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Most Recent Claim | Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.7% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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