1440 Spruce St, Florence, OR 97439 Property Records

Lane County property record for 1440 Spruce St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Mar 2020)
Tax Bill	$2,528 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-12-26-24-00404-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-26-24-00404-000`
Alternative APN	`1352358`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Finished Area
1st Floor Area	1,148 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	130 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	280 sqft
Parking Spaces	2 Parking Spaces
Patio Area	969 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	1352358
Street Address	1440 SPRUCE ST
City	FLORENCE
State	OR
Zip	97439-9616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	26
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	MUNSEL PARK ADD
Legal Lot Number	404
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	3
Census Block	3008
Census Tract	707

Owner

1440 Spruce St is owned and occupied by an individual who bought it in March 2020.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	1440 SPRUCE ST, FLORENCE, OR 97439-9616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Jul 27, 2010 · Amount on File
Deed Document Number	2020-010453
Record Updated	Jun 8, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANE OR
Recording Date	Mar 2, 2020
Property Address	1440 SPRUCE ST, FLORENCE, OR 97439-9616
Document Number	0000010453
Instrument Date	Feb 24, 2020
Instrument	10453
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1440 SPRUCE ST FLORENCE OR 974399616, FLORENCE, OR 97439-9616

Mortgage

Document Number	10454
Date	Mar 2, 2020
Instrument	10454

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1440 Spruce St was $2,528.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,528.00	$185,297	$387,246 Land $75,386 Building $311,860
2023	$2,387.00 (+4.24%)	$174,661 (+3%)	$398,349 (+12.97%) Land $65,018 Building $333,331
2022	$2,290.00	$169,574	$352,620 Land $62,624 Building $289,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1440 Spruce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Most Recent Claim	Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1440 Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.5% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20