Lane County property record for 1470 Spruce St, Florence, OR 97439
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,408 sqft · built 1980 |
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $272,800 (Aug 2019) |
| Tax Bill | $3,096 (2025) |
| Deeds & Mortgages | Feb 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-12-26-24-00403-000 |
| Primary APN | 18-12-26-24-00403-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,408 sqft Finished Area |
| Gross Area | 2,712 sqft |
| 1st Floor Area | 1,408 sqft |
| Basement Area | 1,304 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.189 acres) |
| Lot Dimensions | 130 ft deep x 59 ft wide |
| Garage Type | Basement |
| Garage Area | 576 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|
| Account Number | 1310893 |
|---|---|
| Street Address | 1470 SPRUCE ST |
| City | FLORENCE |
| State | OR |
| Zip | 97439-9616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-RESTRICTED RESIDENTIAL |
| Legal Description | SUBD:MUNSEL PARK ADDITION SEC/TWN/RNG/MER:SEC 26 TWN 18 RNG 12 |
| Legal Range | 12W |
| Legal Township | 18S |
| Legal Section | 26 |
| Legal Quarter | NW |
| Quarter-Quarter Section | SE |
| Legal Subdivision | MUNSEL PARK ADDITION |
| Legal Lot Number | 403 |
| Jurisdiction | LANE OR |
| Township / Civil Division | FLORENCE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 707 |
1470 Spruce St is owned and occupied by an individual who bought it in August 2019.
Source: Lane County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1470 SPRUCE ST, FLORENCE, OR 97439-9616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage UMPQUA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on File |
| Deed Sale | Aug 16, 2019 · Amount on File |
| Prior Sale | Apr 20, 2005 · Amount on File |
| Deed Document Number | 2019-035401 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANE OR |
| Property Address | 1470 SPRUCE ST, FLORENCE, OR 97439-9616 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008276 |
|---|---|
| Date | Feb 20, 2020 |
| Instrument | 2020-008276 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | MOUNTLAKE TERRACE, WA 98043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANE OR |
| Recording Date | Aug 16, 2019 |
| Property Address | 1470 SPRUCE ST, FLORENCE, OR 97439-9616 |
| Document Number | 0000035401 |
| Map Reference | MB 4 PG 90 |
| Instrument Date | Aug 13, 2019 |
| Instrument | 2019-035401 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1470 SPRUCE ST, FLORENCE, OR 97439-9616 |
| Document Number | 0000035402 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 2019-035402 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 1470 Spruce St was $3,096.
Source: Lane County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lane County |
| Municipality | Florence City |
| Unified School District | Siuslaw School District 97J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,096.00 | $226,964 | $488,054 Land $80,964 Building $407,090 |
| 2023 | $2,923.00 (+4.21%) | $213,936 (+3%) | $506,106 (+14.43%) Land $70,661 Building $435,445 |
| 2022 | $2,805.00 | $207,705 | $442,289 Land $68,283 Building $374,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1470 Spruce St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Most Recent Claim | Jan 2012 · Severe Winter Storm, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1470 Spruce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wind Wireless Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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