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1540 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1540 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2014
Square Footage1,950 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$308,000 (2020)
Tax Bill$2,370.00 (2025)

Property Details

APN / Parcel Number

Primary APN172531444600010590

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area1,950 sqft Heated Area
Gross Area2,942 sqft Gross Area
1st Floor1,950 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2014
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)
Depth X Width125 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area424 sqft Garage
PorchOpen Porch
Porch Area126 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address1540 PINE MARSH LOOP
CitySAINT CLOUD
StateFL
Zip34771-7406
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionNOVA POINTE PH 2 PB 22 PG 119-120 LOT 59
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionNOVA POINTE (PARK)
Legal Phase2
Legal Tract4446
Legal Block1
Legal Lot Number59
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1069
Census Tract43700

Owner

Source: Osceola County records · APN 172531444600010590

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1540 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
ORLANDO FCU
Aug 19, 2020Warranty Deed, Transfer · Conventional Mortgage
STEARNS LENDING LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Doc Number2020109597
Deed Book / Page5777 / 1207
Record RefreshedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address1540 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Transaction TypeMortgage
Record UpdatedFeb 08, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406

Mortgage

Document Number0060870504
DateNov 16, 2021
Book Page6087/504
Instrument2021177503
Lender
NameORLANDO FCU
TypeCredit Union
AddressORLANDO, FL 32806
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 19, 2020
Property Address1540 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Document Number0057771207
Book / Page5777 / 1207
Map ReferenceMB 22 PG 119&120
Instrument DateAug 10, 2020
Instrument2020109597
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyPROMINENCE T&E LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,156.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1540 PINE MARSH LOOP, 1540, SAINT CLOUD, FL 34771-7406

Transferred To (Grantee/Buyer)

NameVerified Name
Address1540 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406

Mortgage

Document Number0057771208
DateAug 19, 2020
Instrument5777/1208
Lender
NameSTEARNS LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,370.00 (+8.92%) Homeowner's exemption$160,546 (+5.99%)$326,700 (+6.07%) Land $70,000 Building $256,700
2023$2,176.00 (+14.89%) Homeowner's exemption$151,478 (+12.67%)$308,000 (+24.95%) Land $70,000 Building $238,000
2022$1,894.00 Homeowner's exemption$134,445$246,500 Land $55,000 Building $191,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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