Osceola County property record for 1545 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 3,454 sqft Living Area |
| Lot Size | 8,276 sqft (0.19 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $327,200 (2015) |
| Tax Bill | $5,165.00 (2024) |
| Primary APN | 17-25-31-4446-0001-0270 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,454 sqft Living Area |
| Gross Area | 4,574 sqft Gross Area |
| 1st Floor | 1,392 sqft 1st Floor |
| Upper Floors | 2,062 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Conventional Style |
| Exterior Material | Combination Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,276 sqft (0.19 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 662 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 308 sqft Pool |
| Deck Area | 872 sqft Deck |
| Porch Area | 458 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1545 PINE MARSH LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7407 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | NOVA POINTE PH 2 PB 22 PG 119-120 LOT 27 |
| Legal Range | 31E |
| Legal Township | 25S |
| Legal Section | 17 |
| Legal Subdivision | NOVA POINTE PH 2 |
| Legal Phase | 2 |
| Legal Tract | 4446 |
| Legal Block | 270 |
| Legal Lot Number | 27 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 43700 |
Source: Osceola County records · APN 17-25-31-4446-0001-0270
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Revocable Trust |
| Date | Document |
|---|---|
| Jan 23, 2024 | Deed of Trust, Mortgage · Commercial Mortgage MAIN STREET BANK |
| Dec 18, 2023 | Deed of Trust, Mortgage · Building or Construction Mortgage MAIN STREET BANK |
| Oct 07, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 23, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage INTERCONTINENTAL CAP |
| Mar 05, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 19, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage MONSTERLOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2015 · Amount on Record |
| Deed Sale | Jul 07, 2015 · Amount on Record |
| Deed Doc Number | 201595430 |
| Deed Book / Page | 4804 / 1060 |
| Last Transfer Date | Nov 07, 2019 |
| Transfer Doc | 0056861359 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0065381481 |
|---|---|
| Date | Jan 23, 2024 |
| Book Page | 6538/1481 |
| Instrument | 2024009538 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0065202939 |
|---|---|
| Date | Dec 18, 2023 |
| Book Page | 6520/2939 |
| Instrument | 2023164277 |
| Name | MAIN STREET BANK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0058072725 |
|---|---|
| Date | Oct 07, 2020 |
| Book Page | 5807/2725 |
| Instrument | 2020134451 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Apr 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0057451363 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NATIONWIDE TITLE CLEARING INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1545 PINE MARSH LOOP ST CLOUD FL 347717407, ST CLOUD, FL 34771-7407 |
| Document Number | 0057451363 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 005745/001363 |
| Instrument | 83346 |
| Name | INTERCONTINENTAL CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MELVILLE, NY 11747 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 05, 2020 |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0056861359 |
| Book / Page | 005686 / 001359 |
| Instrument Date | Nov 07, 2019 |
| Instrument | 32392 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1545 PINE MARSH LOOP ST CLOUD FL 347717407, ST CLOUD, FL 34771-7407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 1545 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7407 |
| Document Number | 0055171539 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1545 PINE MARSH LOOP ST CLOUD FL 347717407, ST CLOUD, FL 34771-7407 |
| Document Number | 0055171539 |
|---|---|
| Date | May 02, 2019 |
| Book Page | 005517/001539 |
| Instrument | 56020 |
| Name | MONSTERLOANS |
|---|---|
| Address | LAKE FOREST, CA 92630 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2049 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,404.00 (+4.63%) Homeowner's exemption | $379,531 (+5.99%) | $498,700 (+6.47%) Land $70,000 Building $428,700 |
| 2024 | $5,165.00 (+2.05%) | ||
| 2023 | $5,061.00 (+3.84%) Homeowner's exemption | $358,093 (+3%) | $468,400 (+17.78%) Land $70,000 Building $398,400 |
| 2022 | $4,874.00 Homeowner's exemption | $347,664 | $397,700 Land $55,000 Building $342,700 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 49% of the US · above 19% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 826 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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