1528 Pine Marsh Loop, Saint Cloud, FL 34771 Property Records

Osceola County property record for 1528 Pine Marsh Loop, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3.5 Baths
Year Built	Built 2014
Square Footage	3,164 sqft Living Area
Lot Size	6,098 sqft (0.14 acres)
Occupancy	Owner Occupied
Last Sale	$273,200 (2014)
Tax Bill	$3,987.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`17-25-31-4446-0001-0620`
Alternative APN	`253117444600010620`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,164 sqft Living Area
Gross Area	3,744 sqft Gross Area
1st Floor	1,680 sqft 1st Floor
Upper Floors	1,484 sqft Upper Floors
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,098 sqft (0.14 acres)
Depth X Width	125 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Porch Area	180 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	1528 PINE MARSH LOOP
City	SAINT CLOUD
State	FL
Zip	34771-7406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NOVA POINTE PH 2 PB 22 PG 119-120 LOT 62
Legal Range	31E
Legal Township	25S
Legal Section	17
Legal Subdivision	NOVA POINTE PH 2
Legal Phase	2
Legal Tract	4446
Legal Block	620
Legal Lot Number	62
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1069
Census Tract	43700

Owner

Source: Osceola County records · APN 17-25-31-4446-0001-0620

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1528 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 02, 2014 · Amount on Record
Deed Sale	Dec 02, 2014 · Amount on Record
Deed Doc Number	2014175541
Deed Book / Page	4702 / 30
Last Transfer Date	Aug 19, 2024
Transfer Doc	0066540004
Record Refreshed	Jun 08, 2026

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	1528 PINE MARSH LOOP, SAINT CLOUD, FL 34771-7406
Document Number	0054480679
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 02, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	28 PINE MARSH LOOP ST CLOUD FL 34771, ST CLOUD, FL 34771

Mortgage

Document Number	0054480679
Date	Dec 12, 2018
Book Page	005448/000679
Instrument	181840

Lender

Name	FBC MTG
Type	Mortgage Company
Address	EWING, NJ 08618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Dec 11, 2045

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,187.00 (+5.02%)	$291,697 (+5.99%)	$421,600 (+6.49%) Land $70,000 Building $351,600
2024	$3,987.00 (+2.13%)
2023	$3,904.00 (+4.13%) Homeowner's exemption	$275,221 (+3%)	$395,900 (+19.21%) Land $70,000 Building $325,900
2022	$3,749.00 Homeowner's exemption	$267,205	$332,100 Land $55,000 Building $277,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 826 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.