Kootenai County property record for 1492 N Gemstone Pl, Post Falls, ID 83854
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,268 sqft · built 2003 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,380 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | P43000030100 |
| Primary APN | P43000030100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,268 sqft Living Area |
| 1st Floor Area | 1,268 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Lot Area | 6,621 sqft (0.152 acres) |
| Garage Type | Attached |
| Garage Area | 505 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Account Number | 243855 |
|---|---|
| Street Address | 1492 N GEMSTONE PL |
| City | POST FALLS |
| State | ID |
| Zip | 83854-5471 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JASPER MEADOWS, LT 10 BLOCK 3 3651N05W |
| Legal Range | 05W |
| Legal Township | 51N |
| Legal Section | 36 |
| Legal Subdivision | MEADOWS |
| Legal Block | 3 |
| Legal Lot Number | 10 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | POST FALLS-RATHDRUM |
| Census Block Group | 1 |
| Census Block | 1062 |
| Census Tract | 502 |
1492 N Gemstone Pl is owned by two individuals who acquired it in September 2023.
Source: Kootenai County records, as of December 2, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5241 W ORCHARD AVE, RATHDRUM, ID 83858-9486 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 5, 2017 | Deed of Trust, Mortgage · ARM LOANDEPOT.COM LLC |
| Dec 24, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 2019 |
| Deed Sale | Oct 10, 2019 |
| Prior Sale | Jun 29, 2016 · Amount on File |
| Deed Document Number | 20192716760000 |
| Last Transfer Date | Sep 18, 2023 |
| Transfer Doc | 0002948543 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 1492 N GEMSTONE PL, POST FALLS, ID 83854-5471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 2610470000 |
|---|---|
| Date | Sep 5, 2017 |
| Instrument | 2610470000 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.87% |
| Index | 1-Year LIBOR |
| Max Rate | 8.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 1492 N GEMSTONE PL, POST FALLS, ID 83854-5471 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALLIANCE TITLE-BOISE PRODUCT, ALLIANCE TITLE BOISE PRODUCT |
| Name | Verified Name |
|---|
| Document Number | 2675182000 |
|---|---|
| Date | Dec 24, 2018 |
| Instrument | 2675182000 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 1492 N Gemstone Pl was $2,380, up 1.8% from the year before.
Source: Kootenai County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Municipality | Post Falls City |
| Unified School District | Post Falls School District 273 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,380.00 (+1.8%) | $394,007 Land $178,537 Building $215,470 | $394,007 Land $178,537 Building $215,470 |
| 2024 | $2,338.00 (+0.3%) | ||
| 2023 | $2,331.00 (-11%) | $401,004 (-5.58%) Land $172,500 Building $228,504 | $401,004 (-5.58%) Land $172,500 Building $228,504 |
| 2022 | $2,619.00 | $424,717 Land $172,500 Building $252,217 | $424,717 Land $172,500 Building $252,217 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1492 N Gemstone Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1492 N Gemstone Pl has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Wind Wireless.
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