Putnam County property record for 1540 E Overlook Rd, Monterey, TN 38574
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,082 sqft · built 1992 |
| Lot Size | 4.3 acres (187,308 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $704,000 (Oct 2024) |
| Tax Bill | $2,829 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 071123 21700 |
| Primary APN | 071123 21700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,082 sqft Living Area |
| 1st Floor Area | 2,515 sqft |
| Upper Floors Area | 567 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 187,308 sqft (4.3 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 1,080 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 1,800 sqft |
| Patio Area | 1,800 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 1540 E OVERLOOK RD |
|---|---|
| City | MONTEREY |
| State | TN |
| Zip | 38574-7207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04, COUNTY AREA: M03 |
| Legal Subdivision | CUMBERLAND COVE |
| Legal Block | 41 |
| Legal Lot Number | 11 |
| Jurisdiction | PUTNAM TN |
| Township / Civil Division | 4 |
| Census Block Group | 3 |
| Census Block | 3047 |
| Census Tract | 100 |
1540 E Overlook Rd is owned by two individuals who bought it in October 2024.
Source: Putnam County records, as of January 26, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6405 BELLAC ST, CORPUS CHRISTI, TX 78414-6126 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on File |
| Deed Sale | Oct 16, 2024 · Amount on File |
| Prior Sale | Apr 25, 2008 |
| Deed Document Number | 2024303553 |
| Deed Book / Page | 1573 / 618 |
| Prior Transfer Date | Sep 25, 2024 |
| Prior Transfer Doc | 0001573610 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PUTNAM TN |
| Recording Date | Oct 1, 2021 |
| Property Address | 1540 E OVERLOOK RD, MONTEREY, TN 38574-7207 |
| Document Number | 1344219 |
| Book / Page | 1344 / 219 |
| Map Reference | MB 12 PG 54 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 263754 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1540 E OVERLOOK RD, MONTEREY, TN 38574-7207 |
The 2025 property tax bill for 1540 E Overlook Rd was $2,829.
Source: Putnam County assessment roll, as of January 26, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,829.00 | $106,350 Land $26,100 Building $80,250 | |
| 2023 | $106,350 Land $26,100 Building $80,250 | ||
| 2022 | $2,629.00 | ||
| 2021 | $425,400 Land $104,400 Building $321,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1540 E Overlook Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 14, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1540 E Overlook Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Twin Lakes Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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