1. Home
  2. Tennessee
  3. Monterey
  4. E Overlook Rd

1535 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1535 E Overlook Rd, Monterey, TN 38574

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,936 sqft · built 1988
Lot Size4 acres (174,240 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (May 2026)
Tax Bill$1,540 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN071123 13700

Property Details

APN / Parcel Number

Primary APN071123 13700
Alternative APN
  • 123 13700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,936 sqft Living Area
1st Floor Area1,456 sqft
Basement Area480 sqft
Finished Basement480 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2011
Exterior MaterialSiding
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,088 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Deck Area128 sqft
Patio Area128 sqft
Shed1 Shed
Shed Area360 sqft
Canopy600 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address1535 E OVERLOOK RD
CityMONTEREY
StateTN
Zip38574-7212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04, COUNTY AREA: M03
Legal SubdivisionCUMBERLAND COVE
Legal Block39
Legal Lot Number8
JurisdictionPUTNAM TN
Township / Civil Division4
Census Block Group3
Census Block3051
Census Tract100

Owner

Source: Putnam County records, as of June 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2403 CREST RD, MONTEREY, TN 38574-7279
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
May 22, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 26, 2020Deed of Trust, Mortgage · Line of Credit
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2026 · Amount on Record
Deed SaleMay 22, 2026 · Amount on Record
Prior SaleJun 9, 2006 · Amount on Record
Deed Document Number2026324957
Deed Book / Page1700 / 751
Record UpdatedOct 29, 2026

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPUTNAM TN
Recording DateMay 22, 2026
Property Address1535 E OVERLOOK RD, MONTEREY, TN 38574-7212
Document Number0000324957
Book / Page1700 / 751
Instrument DateMay 22, 2026
Instrument2026324957
Transaction TypeTransfer
Record UpdatedJun 1, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$188,718.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2403 CREST RD, MONTEREY, TN 38574-7279

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM TN
Property Address1535 E OVERLOOK RD, MONTEREY, TN 38574-7212
Document NumberRB1189363
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedJun 29, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1535 E OVERLOOK RD MONTEREY TN 385747212, MONTEREY, TN 38574-7212

Mortgage

Document NumberRB1189363
DateApr 13, 2020
Book Page001189/000363
Instrument238457
Lender
NameREGIONS BK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 12, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyPutnam County
Unified School DistrictPutnam County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,540.00 (+7.62%)$57,900 (-) Land $7,500 Building $50,400
2023$57,900 Land $7,500 Building $50,400
2022$1,431.00
2021$231,600 Land $30,000 Building $201,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 67% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTEREY WATER DEPT
serves 4,880 people · EPA ID TN0000471
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Twin Lakes
Fiber		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
Spectrum
Fiber		1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Overlook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures