1532 E Overlook Rd, Monterey, TN 38574 Property Records

Putnam County property record for 1532 E Overlook Rd, Monterey, TN 38574

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,592 sqft · built 2024
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$38,000 (Feb 2021)
Tax Bill	$2,432 (2025)
Deeds & Mortgages	Aug 2024 Mortgage Mar 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071123 21900`

Property Details

APN / Parcel Number

Primary APN	`071123 21900`
Alternative APN	`123 21900`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,592 sqft Living Area
1st Floor Area	1,296 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Metal
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	222,156 sqft (5.1 acres)
Terrain	Rolling
Garage Type	Finished
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1532 E OVERLOOK RD
City	MONTEREY
State	TN
Zip	38574-7207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04, COUNTY AREA: M03
Legal Subdivision	CUMBERLAND COVE
Legal Block	41
Legal Lot Number	9
Jurisdiction	PUTNAM TN
Township / Civil Division	4
Census Block Group	3
Census Block	3047
Census Tract	100

Owner

Source: Putnam County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 W OAK ST, LAKE MILLS, WI 53551-1140
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Mar 22, 2022	Warranty Deed, Transfer
Feb 25, 2021	Warranty Deed, Transfer
Aug 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2021 · Amount on Record
Deed Sale	Feb 25, 2021 · Amount on Record
Prior Sale	Nov 14, 1995 · Amount on Record
Deed Document Number	2021253009
Deed Book / Page	1279 / 507
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	0001230242
Record Updated	Sep 20, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM TN
Property Address	1532 E OVERLOOK RD, MONTEREY, TN 38574-7207
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 W OAK ST, LAKE MILLS, WI 53551-1140

Mortgage

Document Number	0000156140
Date	Aug 16, 2024
Book Page	1561/40
Instrument	301405

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Mar 22, 2022
Property Address	1532 E OVERLOOK RD, MONTEREY, TN 38574-7207
Document Number	0001388381
Book / Page	1388 / 381
Map Reference	CAB B SL 30
Instrument Date	Mar 18, 2022
Instrument	271172
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$199.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 W OAK ST, LAKE MILLS, WI 53551-1140

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM TN
Recording Date	Feb 25, 2021
Property Address	1532 E OVERLOOK RD, MONTEREY, TN 38574-7207
Document Number	0001279507
Book / Page	1279 / 507
Map Reference	CAB B SL 23
Instrument Date	Feb 16, 2021
Instrument	253009
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Tax	$140.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1530 P B LN # A4308, WICHITA FALLS, TX 76302-2612

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM TN
Recording Date	Aug 28, 2020
Property Address	E OVERLOOK RD, MONTEREY, TN 38574
Document Number	RB1230242
Book / Page	001230 / 000242
Instrument Date	Aug 18, 2020
Instrument	245131
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 ROSEDOWN BLVD DEBARY FL 327134105, DEBARY, FL 32713-4105

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,432.00 (+382.54%)	$91,425 (+382.45%) Land $14,575 Building $76,850
2024	$504.00 (+7.69%)	$18,950 (-) Land $18,950
2023		$18,950 Land $18,950
2022	$468.00
2021			$365,700 Land $58,300 Building $307,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 69% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEREY WATER DEPT serves 4,880 people · EPA ID TN0000471
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Twin Lakes Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E Overlook Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures