1540 Breakers Dr, Manahawkin, NJ 08050 Property Records

Ocean County and Stafford Township property record for 1540 Breakers Dr, Manahawkin, NJ 08050

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,932 sqft · built 1999
Lot Size	0.274 acres (11,927 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Aug 2022)
Tax Bill	$6,272 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`31-00044-119-00013`

Property Details

APN / Parcel Number

Primary APN	`31-00044-119-00013`
Alternative APN	`3100044011900013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,932 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	11,927 sqft (0.274 acres)
Lot Dimensions	170 ft deep x 16 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1540 BREAKERS DR
City	MANAHAWKIN
State	NJ
Zip	08050-1818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R90
Legal Description	70.16X170IRR
Legal Subdivision	OCEAN ACRES INC SEC 10
Legal Block	44
Legal Lot Number	13
Jurisdiction	OCEAN NJ
Township / Civil Division	STAFFORD
Census Block Group	2
Census Block	2030
Census Tract	735004

Owner

1540 Breakers Dr is owned by two individuals who bought it in August 2022.

Source: Ocean County and Stafford Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 BRITTANY DR, BAYVILLE, NJ 08721-2486
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Jul 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2022 · Amount on File
Deed Sale	Aug 1, 2022 · Amount on File
Prior Sale	Mar 30, 2006 · Amount on File
Deed Document Number	202285099
Deed Book / Page	19118 / 1653
Prior Transfer Date	Mar 26, 1999
Prior Transfer Doc	0130640263
Record Updated	Oct 29, 2026

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Aug 1, 2022
Property Address	1540 BREAKERS DR, MANAHAWKIN, NJ 08050-1818
Document Number	0191181653
Book / Page	19118 / 1653
Instrument Date	Jul 22, 2022
Instrument	2022085099
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,667.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1540 BREAKERS DR, 1540, STAFFORD TOWNSHIP, NJ 08050-1818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1540 BREAKERS DR, STAFFORD TOWNSHIP, NJ 08050-1818

Mortgage

Document Number	2022085100
Date	Aug 1, 2022
Instrument	2022085100

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1540 BREAKERS DR, MANAHAWKIN, NJ 08050-1818
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179210830
Date	Jun 11, 2020
Book Page	17921/830
Instrument	2020059341

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1540 BREAKERS DR, MANAHAWKIN, NJ 08050-1818
Transaction Type	Mortgage
Record Updated	Sep 22, 2021
Title Company	FIRST SOURCE TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0175220319
Date	Jul 2, 2019
Book Page	17522/0319
Instrument	2019062489

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	1540 BREAKERS DR, MANAHAWKIN, NJ 08050-1818
Document Number	0168200041
Book / Page	016820 / 000041
Instrument Date	Jul 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 8, 2017
Title Company	FIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1540 BREAKERS DR MANAHAWKIN NJ 080501818, MANAHAWKIN, NJ 08050-1818

Mortgage

Document Number	0168200041
Date	Jul 31, 2017
Book Page	016820/000041
Instrument	78445

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1540 Breakers Dr was $6,272, up 5.7% from the year before.

Source: Ocean County and Stafford Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Stafford Township
Secondary School District	Southern Regional School District (07 - 12)
Elementary School District	Stafford Township School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$486,500 (+103.47%) Land $178,500 Building $308,000	$486,500 (+103.47%) Land $178,500 Building $308,000
2025	$6,272.00 (+5.66%)	$239,100 Land $65,700 Building $173,400	$239,100 Land $65,700 Building $173,400
2024	$5,936.00
2023		$239,100 Land $65,700 Building $173,400	$239,100 Land $65,700 Building $173,400
2022	$5,628.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1540 Breakers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1540 Breakers Dr is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 88% of New Jersey
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STAFFORD TWP WATER - BEACH HAVEN WEST serves 30,608 people · EPA ID NJ1530004
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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