154 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 154 Warwick Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,787 sqft · built 1929
Lot Size	0.147 acres (6,399 sqft)
Owner	2 Individual Names on File
Last Sale	$890,000 (Nov 2022)
Tax Bill	$10,654 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Nov 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A10 P:0000048`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A10 P:0000048`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,787 sqft Living Area
Gross Area	3,931 sqft
Basement Area	1,003 sqft
Unfinished Basement	1,003 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,399 sqft (0.147 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	154 WARWICK RD
City	MELROSE
State	MA
Zip	02176-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4012
Census Tract	336100

Owner

154 Warwick Rd is owned and occupied by two individuals who bought it in November 2022.

Source: Middlesex County and Melrose City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	154 WARWICK RD, MELROSE, MA 02176-2637
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit MASS BAY CREDIT UNION
Nov 8, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Dec 1, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ENVOY MORTGAGE LTD
Oct 2, 2018	Quit Claim Deed, Transfer ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2022 · Amount on File
Deed Sale	Nov 8, 2022 · Amount on File
Prior Sale	Oct 2, 2018 · Amount on File
Deed Document Number	2022165841
Deed Book / Page	80925 / 425
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Recording Date	Sep 28, 2026
Property Address	154 WARWICK RD, MELROSE, MA 02176-2637
Document Number	0000122518
Book / Page	86183 / 588
Instrument Date	Sep 23, 2026
Instrument	2026122518
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 WARWICK RD, MELROSE, MA 02176-2637

Mortgage

Document Number	0000122518,
Date	Sep 28, 2026
Book Page	86183/588
Instrument	2026122518

Lender

Name	MASS BAY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Max Rate	-1%

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 8, 2022
Property Address	154 WARWICK RD, MELROSE, MA 02176-2637
Document Number	080925-425
Book / Page	80925 / 425
Instrument Date	Nov 8, 2022
Instrument	165841
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	154 WARWICK RD, MELROSE, MA 02176-2637
Investor	Possibly a Property Investor

Mortgage

Document Number	0000165842
Date	Nov 8, 2022
Instrument	165842

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	154 WARWICK RD, MELROSE, MA 02176-2637
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76305-531
Date	Dec 1, 2020
Book Page	76305/531
Instrument	226518

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Oct 2, 2018
Property Address	154 WARWICK RD, MELROSE, MA 02176-2637
Document Number	71696-248
Book / Page	71696 / 248
Instrument	151950
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$59.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	716960252
Date	Oct 2, 2018
Instrument	71696/0252

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 154 Warwick Rd was $10,654, up 12,006.8% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,654.00 (+12,006.82%)	$928,900 (+4.29%) Land $479,900 Building $449,000	$981,189 (+1.88%)
2025	$88.00 (-98.97%)	$890,700 (+3.17%) Land $452,400 Building $438,300	$963,110
2024	$8,573.00 (+5.76%)	$863,300 (+10.98%) Land $425,000 Building $438,300
2023	$8,106.00	$777,900 Land $411,300 Building $366,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 154 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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