165 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 165 Warwick Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,211 sqft · built 1920
Lot Size	0.147 acres (6,390 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Nov 2019)
Tax Bill	$10,310 (2026)
Deeds & Mortgages	Jul 2021 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A10 P:0000038`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A10 P:0000038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,211 sqft Living Area
Gross Area	3,776 sqft
Basement Area	886 sqft
Unfinished Basement	886 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,390 sqft (0.147 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	165 WARWICK RD
City	MELROSE
State	MA
Zip	02176-2615
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4013
Census Tract	336100

Owner

165 Warwick Rd is owned and occupied by two individuals who bought it in November 2019.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	165 WARWICK RD, MELROSE, MA 02176-2615
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance KWIK MORTAGE CORPORATION
Nov 27, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIBANK NA
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019 · Amount on File
Deed Sale	Nov 27, 2019 · Amount on File
Prior Sale	Dec 13, 1994 · Amount on File
Deed Document Number	2019187856
Deed Book / Page	73736 / 89
Prior Transfer Date	Nov 21, 2019
Prior Transfer Doc	73736-89
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	165 WARWICK RD, MELROSE, MA 02176-2615
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078170-385
Date	Jul 2, 2021
Book Page	78170/385
Instrument	151107

Lender

Name	KWIK MORTAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2031

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Nov 27, 2019
Property Address	165 WARWICK RD, MELROSE, MA 02176-2615
Document Number	73736-89
Book / Page	73736 / 89
Instrument Date	Nov 21, 2019
Instrument	187856
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 WARWICK RD, MELROSE, MA 02176-2615

Mortgage

Document Number	187857
Date	Nov 27, 2019
Instrument	187857

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	165 WARWICK RD, MELROSE, MA 02176-2615
Document Number	69001-71
Book / Page	069001 / 000071
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	Apr 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69001-71
Date	Mar 13, 2017
Book Page	069001/000071
Instrument	37512

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Mar 12, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 165 Warwick Rd was $10,310, up 12,029.4% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,310.00 (+12,029.41%)	$898,900 (+4.34%) Land $479,800 Building $419,100	$942,428 (+3.71%)
2025	$85.00 (-98.97%)	$861,500 (+3.28%) Land $452,400 Building $409,100	$908,675
2024	$8,283.00 (+1.68%)	$834,100 (+6.69%) Land $425,000 Building $409,100
2023	$8,146.00	$781,800 Land $411,200 Building $370,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 165 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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