140 Warwick Rd, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 140 Warwick Rd, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,233 sqft · built 1924
Lot Size	0.17 acres (7,401 sqft)
Owner	2 Individual Names on File
Last Sale	$694,900 (Aug 2021)
Tax Bill	$9,589 (2026)
Deeds & Mortgages	Aug 2023 Refinance Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MELR M:A10 P:0000046`

Property Details

APN / Parcel Number

Primary APN	`MELR M:A10 P:0000046`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,233 sqft Living Area
Gross Area	4,124 sqft
Basement Area	950 sqft
Unfinished Basement	570 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	7,401 sqft (0.17 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	140 WARWICK RD
City	MELROSE
State	MA
Zip	02176-2638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URA
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	4
Census Block	4012
Census Tract	336100

Owner

140 Warwick Rd is owned and occupied by two individuals who bought it in August 2021.

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 WARWICK RD, MELROSE, MA 02176-2638
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Aug 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on File
Deed Sale	Aug 18, 2021 · Amount on File
Deed Document Number	2021185348
Deed Book / Page	78499 / 151
Prior Transfer Date	Aug 17, 2021
Prior Transfer Doc	78499-151
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	140 WARWICK RD, MELROSE, MA 02176-2638
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081911-318
Date	Aug 21, 2023
Book Page	81911/318
Instrument	93986

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Aug 18, 2021
Property Address	140 WARWICK RD, MELROSE, MA 02176-2638
Document Number	78499-151
Book / Page	78499 / 151
Instrument Date	Aug 17, 2021
Instrument	185348
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	140 WARWICK RD, MELROSE, MA 02176-2638

Mortgage

Document Number	185349
Date	Aug 18, 2021
Instrument	185349

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 140 Warwick Rd was $9,589, up 12,353.2% from the year before.

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,589.00 (+12,353.25%)	$836,000 (+6.85%) Land $485,100 Building $350,900	$913,632 (+3.72%)
2025	$77.00 (-98.93%)	$782,400 (+8.01%) Land $457,400 Building $325,000	$880,840
2024	$7,193.00 (+0.76%)	$724,400 (+5.74%) Land $429,700 Building $294,700
2023	$7,139.00	$685,100 Land $415,800 Building $269,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 140 Warwick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 140 Warwick Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, Netafy.

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