154 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 154 Pond Creek Rd, Beech Mountain, NC 28604

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,420 sqft · built 1969
Lot Size0.33 acres (14,375 sqft)
OwnerCompany Name on File
Last Sale$415,000 (Oct 2024)
Tax Bill$1,015 (2025)
Deeds & MortgagesMay 2022 Sale & Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN1950-34-9435-000

Property Details

APN / Parcel Number

Primary APN1950-34-9435-000
Alternative APNs
  • 1846935
  • 1852685
  • 1862703
  • 1864986

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,420 sqft Living Area
1st Floor Area784 sqft
AtticAttic
Attic Area784 sqft
Basement Area390 sqft
Finished Basement322 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area14,375 sqft (0.33 acres)
PorchPorch
Porch Area264 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1864986
Street Address154 POND CREEK RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8164
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBMR2
Legal DescriptionCHARTER HILLS A 166
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1080
Census Tract921000

Owner

154 Pond Creek Rd is owned by a company that bought it in October 2024.

Source: Watauga County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address30 N GOULD ST, SHERIDAN, WY 82801-6317
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2022Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 12, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMEXPRESS MORTGAGE CORP
May 4, 2017Warranty Deed, Transfer · ARM
SOUTH STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2024 · Amount on File
Deed SaleOct 7, 2024 · Amount on File
Prior SaleMay 9, 2022 · Amount on File
Deed Document Number2024744669
Deed Book / Page2404 / 110
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 9, 2022
Property Address154 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0022720261
Book / Page2272 / 261
Map ReferenceMB 4 PG 42
Instrument DateApr 25, 2022
Instrument719936
Transaction TypeTransfer
Record UpdatedMay 31, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2275 BREEZY HILL RD, 2275, DAVISBORO, GA 31018-5656

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LUMEN CT, ST AUGUSTINE, FL 32095-7457

Mortgage

Document Number0000719937
DateMay 9, 2022
Instrument719937
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateNov 12, 2021
Property Address154 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0022350652
Book / Page2235 / 652
Map ReferenceMB 4 PG 42
Instrument DateNov 12, 2021
Instrument713772
Transaction TypeTransfer
Record UpdatedNov 30, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17125 SE 116TH COURT RD, 17125, SUMMERFIELD, FL 34491-8008

Transferred To (Grantee/Buyer)

NameVerified Name
Address2275 BREEZY HILL RD, DAVISBORO, GA 31018-5656

Mortgage

Document Number713773
DateNov 12, 2021
Instrument713773
Lender
NameHOMEXPRESS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

May 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateMay 4, 2017
Property Address154 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0019160776
Book / Page1916 / 0776
Instrument DateMay 3, 2017
Instrument657922
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$266.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7404 BLUESTONE CT, LELAND, NC 28451-7688

Mortgage

Document Number0019160779
DateMay 4, 2017
Book Page1916/0779
Instrument657923
Lender
NameSOUTH STATE BANK
TypeBank
AddressCHARLESTON, SC 29406
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueJun 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%
AdjustableAdjustable Rate Rider
Type Change DateJun 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change5.75%
Index1-Year LIBOR
Max Rate8.75%

Tax Assessment & Valuation

The 2025 property tax bill for 154 Pond Creek Rd was $1,015.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$283,100 (-) Land $20,700 Building $262,400
2025$1,015.00$283,100 Land $20,700 Building $262,400
2024$283,100 Land $20,700 Building $262,400
2023$283,100 Land $20,700 Building $262,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 154 Pond Creek Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 154 Pond Creek Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF BEECH MOUNTAIN
serves 2,468 people · EPA ID NC0195104
Water SourceSurface water
Last State InspectionSep 2025
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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