146 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 146 Pond Creek Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 1968
Square Footage1,316 sqft Living Area
Lot Size17,424 sqft (0.4 acres)
Last Sale$275,000 (2021)
Tax Bill$1,119.00 (2025)

Property Details

APN / Parcel Number

Primary APN1950-34-6210-000
Alternative APN
  • 1818719

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Building Area1,316 sqft Living Area
1st Floor940 sqft 1st Floor
Attic Area940 sqft Attic
Attic1 Attic
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleConventional Style
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof MaterialAsphalt Roof
Lot Area17,424 sqft (0.4 acres)
Patio Area295 sqft Patio
Porch1 Porch
Porch Area20 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelElectric Heating Fuel
Water SourceCommercial Water Source

Location & Zoning

Account Number1818719
Street Address146 POND CREEK RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8164
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionCHARTER HILLS A 158
Legal SubdivisionCHARTER HILLS
JurisdictionWATAUGA NC
Minor Civil DivisionLAUREL CREEK
Census Blockgroup1
Census Block1080
Census Tract921000

Owner

Source: Watauga County records · APN 1950-34-6210-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4339 GREYS RISE WAY SW, MARIETTA, GA 30008-0105
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jan 22, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
May 28, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Jun 05, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2021 · Amount on Record
Deed SaleJan 22, 2021 · Amount on Record
Prior SaleJun 05, 2018 · Amount on Record
Deed Doc Number2021701339
Deed Book / Page2160 / 680
Prior Transfer DateMay 07, 2020
Prior Transfer Doc0020950314
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address146 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Transaction TypeMortgage
Record UpdatedMar 24, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0024750406
DateMar 10, 2026
Book Page2475/406
Instrument758037
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 30, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJan 22, 2021
Property Address146 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0021600680
Book / Page2160 / 680
Map ReferenceMB 4 PG 42
Instrument DateJan 15, 2021
Instrument701339
Transaction TypeTransfer
Record UpdatedJun 28, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$550.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 48704, CUMBERLAND, NC 28331-8704

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address4339 GREYS RISE WAY SW, MARIETTA, GA 30008-0105

Mortgage

Document Number701340
DateJan 22, 2021
Instrument701340
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWATAUGA NC
Recording DateMay 28, 2020
Property Address146 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0020950314
Book / Page2095 / 314
Map ReferenceMB 4 PG 42
Instrument DateMay 07, 2020
Instrument690618
Transaction TypeTransfer
Record UpdatedSep 21, 2021

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 48704, CUMBERLAND, NC 28331-8704

Mortgage

Document Number690619
DateMay 28, 2020
Instrument690619
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJun 01, 2035

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateJun 05, 2018
Property Address146 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number0019760124
Book / Page001976 / 000124
Instrument DateMay 07, 2018
Instrument669272
Transaction TypeTransfer
Record UpdatedJun 14, 2018

Transaction

AmountAmount Recorded
Tax$64.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 48704 CUMBERLAND NC 283318704, CUMBERLAND, NC 28331-8704

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,119.00 (-58.22%)$266,000 (-) Land $24,400 Building $241,600
2024$2,678.00$266,000 Land $24,400 Building $241,600
2023$266,000 Land $24,400 Building $241,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 3,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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