149 Pond Creek Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 149 Pond Creek Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property Type	Manufactured or Modular Home
Details	3 bd · 2.5 ba · 2,207 sqft · built 2003
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2018)
Tax Bill	$1,260 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1950-34-7467-000`

Property Details

APN / Parcel Number

Primary APN	`1950-34-7467-000`
Alternative APN	`1785179`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,207 sqft Living Area
1st Floor Area	1,107 sqft
Basement Area	1,100 sqft
Finished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Porch	Porch
Porch Area	48 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	1785179
Street Address	149 POND CREEK RD
City	BEECH MOUNTAIN
State	NC
Zip	28604-8164
Property Category	Residential
Property Type	Residential > Prefabricated > Manufactured or Modular Home
Legal Description	CHARTER HILLS A 161
Legal Subdivision	CHARTER HILLS
Jurisdiction	WATAUGA NC
Township / Civil Division	LAUREL CREEK
Census Block Group	1
Census Block	1082
Census Tract	921000

Owner

Source: Watauga County records · APN 1950-34-7467-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3919 HOLLY SPRINGS DR, NEWTON, NC 28658-9678
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Prior Sale	Apr 11, 2005 · Amount on Record
Deed Document Number	2018672562
Deed Book / Page	1993 / 500
Prior Transfer Date	Jan 15, 2010
Prior Transfer Doc	0014950083
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 21, 2018
Property Address	149 POND CREEK RD, BEECH MOUNTAIN, NC 28604-8164
Document Number	0019930500
Book / Page	001993 / 000500
Instrument Date	Sep 18, 2018
Instrument	672562
Transaction Type	Transfer
Record Updated	Oct 04, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3919 HOLLY SPRINGS DR NEWTON NC 286589678, NEWTON, NC 28658-9678

Mortgage

Document Number	19930507
Date	Sep 21, 2018
Book Page	001993/000507
Instrument	672563

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 20, 2048

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Beech Mountain Town
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,260.00 (-60.75%)	$321,000 (-) Land $19,100 Building $301,900
2024	$3,210.00		$321,000 Land $19,100 Building $301,900
2023		$321,000 Land $19,100 Building $301,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 16 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	5 (2011–2020)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Feb 2020

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 3,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 162 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Loretto Telephone Company	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.