Black Hawk County property record for 154 Morgan Rd, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,064 sqft · built 1953 |
| Lot Size | 0.169 acres (7,370 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $162,000 (Aug 2026) |
| Tax Bill | $2,798 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-352-009 |
| Primary APN | 8913-35-352-009 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,064 sqft Living Area |
| 1st Floor Area | 1,064 sqft |
| Basement Area | 1,064 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,370 sqft (0.169 acres) |
| Lot Dimensions | 110 ft deep x 67 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 154 MORGAN RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5023 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS LOT 27 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | SUNSET HILLS |
| Legal Lot Number | 27 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 1200 |
154 Morgan Rd is owned and occupied by two individuals who bought it in August 2026.
Source: Black Hawk County records, as of September 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 154 MORGAN RD, WATERLOO, IA 50702-5023 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Aug 25, 2026 | Affidavit, Transfer |
| Aug 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2026 · Amount on File |
| Deed Sale | Aug 25, 2026 · Amount on File |
| Deed Document Number | 202612811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 25, 2026 |
| Property Address | 154 MORGAN RD, WATERLOO, IA 50702-5023 |
| Document Number | 0000012810 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202612810 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 MORGAN RD, WATERLOO, IA 50702-5023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Aug 25, 2026 |
| Property Address | 154 MORGAN RD, WATERLOO, IA 50702-5023 |
| Document Number | 0000012811 |
| Instrument Date | Aug 20, 2026 |
| Instrument | 202612811 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,098.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 154 MORGAN RD, WATERLOO, IA 50702-5023 |
| Document Number | 0000012812, |
|---|---|
| Date | Aug 25, 2026 |
| Instrument | 202612812 |
| Name | VERIDIAN CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
The 2025 property tax bill for 154 Morgan Rd was $2,798 with a homeowner's exemption, down 8.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,798.00 (-8.5%) Homeowner's exemption | $171,540 Land $21,570 Building $149,970 | $171,540 Land $21,570 Building $149,970 |
| 2024 | $3,058.00 | ||
| 2023 | $173,360 (+31.3%) Land $21,570 Building $151,790 | $173,360 Land $21,570 Building $151,790 | |
| 2022 | $2,630.00 Homeowner's exemption | $132,030 Land $21,570 Building $110,460 | |
| 2021 | $132,030 Land $21,570 Building $110,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 154 Morgan Rd in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 154 Morgan Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
May also be available: AT&T, Nextlink, Verizon.
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