Black Hawk County property record for 147 Morgan Rd, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,131 sqft · built 1953 |
| Lot Size | 0.162 acres (7,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (Mar 2023) |
| Tax Bill | $3,706 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage Mar 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-35-351-011 |
| Primary APN | 8913-35-351-011 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,131 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Basement Area | 875 sqft |
| Finished Basement | 650 sqft |
| Unfinished Basement | 875 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,040 sqft (0.162 acres) |
| Lot Dimensions | 110 ft deep x 64 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 147 MORGAN RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-5022 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS LOT 11 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 35 |
| Legal Subdivision | SUNSET HILLS |
| Legal Lot Number | 11 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1200 |
Source: Black Hawk County assessment roll, APN 8913-35-351-011, as of October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 27, 2018 | Deed of Trust, Mortgage CLEAR LAKE BANK & TRUST |
| Mar 07, 2023 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Jul 09, 2018 | Deed of Trust, Mortgage · ARM VERIDIAN CREDIT UNION |
| Jul 23, 2018 | Deed of Trust, Mortgage VERIDIAN CREDIT UNION |
| Oct 12, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 07, 2023 · Amount on Record |
| Deed Sale | Mar 07, 2023 · Amount on Record |
| Prior Sale | Oct 12, 2020 · Amount on Record |
| Deed Document Number | 202312184 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Transaction Type | Mortgage |
| Record Updated | Jan 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 201800017394 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 201800017394 |
| Name | CLEAR LAKE BANK & TRUST |
|---|
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Mar 07, 2023 |
| Property Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Document Number | 202300012184 |
| Instrument Date | Mar 03, 2023 |
| Instrument | 202300012184 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $271.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Document Number | 202300012185 |
|---|---|
| Date | Mar 07, 2023 |
| Instrument | 202300012185 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Apr 01, 2033 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | 1-Year T-Bill |
| Max Rate | 12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900000395 |
|---|---|
| Date | Jul 09, 2018 |
| Instrument | 201900000395 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.2% |
| Type Change Date | Aug 01, 2028 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 201900001182 |
|---|---|
| Date | Jul 23, 2018 |
| Instrument | 201900001182 |
| Name | VERIDIAN CREDIT UNION |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 354 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Oct 12, 2020 |
| Property Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Document Number | 202100007762 |
| Instrument Date | Oct 09, 2020 |
| Instrument | 202100007762 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2022 |
| Title Company | TITLE SERVICES GROUP, TITLE SERVICES CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 147 MORGAN RD, WATERLOO, IA 50702-5022 |
| Document Number | 202100007763 |
|---|---|
| Date | Oct 12, 2020 |
| Instrument | 202100007763 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2035 |
Source: Black Hawk County assessment roll as of October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,706.00 Homeowner's exemption | $179,420 (+49.7%) Land $20,610 Building $158,810 | $179,420 (+49.7%) Land $20,610 Building $158,810 |
| 2024 | $3,706.00 (+96.92%) | ||
| 2023 | $119,850 (+39.88%) Land $20,610 Building $99,240 | $119,850 (+39.88%) Land $20,610 Building $99,240 | |
| 2022 | $1,882.00 | $85,680 Land $20,610 Building $65,070 | |
| 2021 | $85,680 Land $20,610 Building $65,070 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), as of September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130012001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 14 (1979–2018) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Oct 2018 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 399 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Telecommunications Utility Fiber | 10,000 / 10,000 |
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| LTD Broadband Fixed Wireless | 150 / 130 |
May also be available: AMG Technology Investment Group, AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system IA0790074, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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