141 Morgan Rd, Waterloo, IA 50702 Property Records

Black Hawk County property record for 141 Morgan Rd, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 875 sqft · built 1952
Lot Size	0.162 acres (7,040 sqft)
Owner	Individual Name on Record
Last Sale	$113,000 (Sep 2022)
Tax Bill	$2,148 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Sep 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-35-351-012`

Property Details

APN / Parcel Number

Primary APN	`8913-35-351-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	875 sqft Living Area
1st Floor Area	875 sqft
Basement Area	875 sqft
Finished Basement	250 sqft
Unfinished Basement	875 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Aluminum Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,040 sqft (0.162 acres)
Lot Dimensions	110 ft deep x 64 ft wide
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	141 MORGAN RD
City	WATERLOO
State	IA
Zip	50702-5022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNSET HILLS LOT 12
Legal Range	13W
Legal Township	89N
Legal Section	35
Legal Subdivision	SUNSET HILLS
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1025
Census Tract	1200

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	141 MORGAN RD, WATERLOO, IA 50702-5022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 23, 2021	Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU
Sep 23, 2021	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2022 · Amount on Record
Deed Sale	Sep 23, 2022 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	20226488
Prior Transfer Date	Sep 22, 2022
Prior Transfer Doc	0000006487
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	141 MORGAN RD, WATERLOO, IA 50702-5022
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010712
Date	Dec 21, 2017
Instrument	2018-00010712

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2033

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 23, 2021
Property Address	141 MORGAN RD, WATERLOO, IA 50702-5022
Document Number	202200006488
Instrument Date	Sep 20, 2021
Instrument	202200006488
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 MORGAN RD, WATERLOO, IA 50702-5022

Mortgage

Document Number	202200006489
Date	Sep 23, 2021
Instrument	202200006489

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

Mortgage

Document Number	202200006490
Date	Sep 23, 2021
Instrument	202200006490

Lender

Name	VERIDIAN CU
Type	Credit Union
Address	WATERLOO, IA 50701

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2031

September 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 23, 2021
Property Address	141 MORGAN RD, WATERLOO, IA 50702-5022
Document Number	202200006487
Instrument Date	Sep 20, 2021
Instrument	202200006487
Transaction Type	Transfer
Record Updated	Oct 6, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141 MORGAN RD, WATERLOO, IA 50702-5022

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,148.00 (-7.65%) Homeowner's exemption	$116,160 (-1.08%) Land $20,610 Building $95,550	$116,160 (-1.08%) Land $20,610 Building $95,550
2024	$2,326.00 (+28.94%)
2023		$117,430 (+29.06%) Land $20,610 Building $96,820	$117,430 (+29.06%) Land $20,610 Building $96,820
2022	$1,804.00 Homeowner's exemption	$90,990 Land $20,610 Building $70,380
2021			$90,990 Land $20,610 Building $70,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	14 (1979–2018)
Claims Outside the SFHA	3 of 14
Most Recent Claim	Oct 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130

May also be available: AT&T, Nextlink, Verizon.

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