154 Brooks Point Ln, Union Hall, VA 24176 Property Records

Franklin County property record for 154 Brooks Point Ln, Union Hall, VA 24176

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,104 sqft · built 1973
Lot Size	0.58 acres (25,280 sqft)
Owner	Individual Name on Record
Last Sale	$750,000 (Feb 2026)
Tax Bill	$2,443 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Feb 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052 01-002 00`

Property Details

APN / Parcel Number

Primary APN	`052 01-002 00`
Alternative APN	`16743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,104 sqft Living Area
Gross Area	3,984 sqft
1st Floor Area	1,104 sqft
Basement Area	1,680 sqft
Finished Basement	751 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,280 sqft (0.58 acres)
Terrain	Rolling
View / Lot	Waterfront
Garage Area	1,152 sqft
Driveway	Paver Driveway
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	1,220 sqft
Deck Area	64 sqft
Patio Area	840 sqft
Gazebo	Gazebo
Boat Access	Boat Access
Boat House	576 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	16743
Street Address	154 BROOKS POINT LN
City	UNION HALL
State	VA
Zip	24176-3882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC1
Legal Description	BROOKS POINT NO 2 LOT 14
Legal Subdivision	BROOKS POIN
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	UNION HALL
Census Block Group	1
Census Block	1009
Census Tract	20102

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Line of Credit VIRGINIA CU INC
Feb 13, 2026	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO
Apr 29, 2022	Deed, Transfer · Conventional Mortgage VIRGINIA CU INC
Nov 8, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2026 · Amount on Record
Deed Sale	Feb 13, 2026 · Amount on Record
Prior Sale	Nov 8, 2021 · Amount on Record
Deed Document Number	2026982
Deed Book / Page	1241 / 144
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011962698
Date	Mar 28, 2023
Book Page	1196/2698
Instrument	230001560

Lender

Name	VIRGINIA CU INC
Type	Credit Union
Address	RICHMOND, VA 23225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 27, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 13, 2026
Property Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882
Document Number	0012410144
Book / Page	1241 / 144
Map Reference	MB 4 PG 220
Instrument Date	Feb 12, 2026
Instrument	260000982
Transaction Type	Transfer
Record Updated	Mar 18, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$375.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 29, 2022
Property Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882
Document Number	0011831860
Book / Page	1183 / 1860
Map Reference	MB 4 PG 220
Instrument Date	Mar 25, 2022
Instrument	220003448
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882

Mortgage

Document Number	0220003449
Date	Apr 29, 2022
Instrument	220003449

Lender

Name	VIRGINIA CU INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Change Frequency	Annually
Max Rate At Change	8.5%
Index	1-Year T-Bill

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	Nov 8, 2021
Property Address	154 BROOKS POINT LN, UNION HALL, VA 24176-3882
Document Number	0011732965
Book / Page	1173 / 2965
Map Reference	MB 4 PG 220
Instrument Date	Nov 3, 2021
Instrument	210010532
Transaction Type	Transfer
Record Updated	Nov 18, 2021

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85 BEECH DR, UNION HALL, VA 24176-4063

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,443.00 (+11.4%)	$568,200 (+58.01%) Land $175,000 Building $393,200	$568,200 (+58.01%) Land $175,000 Building $393,200
2023	$2,193.00	$359,600 (-) Land $135,000 Building $224,600	$359,600 (-) Land $135,000 Building $224,600
2022		$359,600 Land $135,000 Building $224,600	$359,600 Land $135,000 Building $224,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1992–2020)
Most Recent Claim	Nov 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: SMLW Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

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