1538 Bluffside Dr, Unit 3, Chula Vista, CA 91915 Property Records

San Diego County property record for 1538 Bluffside Dr, Unit 3, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,682 sqft · built 2004
Lot Size	1.37 acres (59,698 sqft)
Owner	Company Name on File
Last Sale	$395,000 (Aug 2016)
Tax Bill	$7,310 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit May 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-520-44-09`

Property Details

APN / Parcel Number

Primary APN	`643-520-44-09`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,682 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	59,698 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1538 BLUFFSIDE DR, 3
City	CHULA VISTA
State	CA
Zip	91915-1699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC5RC
Legal Description	PAR 1 US 84PER DOC03-829088&UND INT IN TR PM19091
Legal Subdivision	SUMMER HILL
Legal Tract	19091
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13320

Owner

1538 Bluffside Dr, Unit 3 is owned by a company that acquired it in November 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	1538 BLUFFSIDE DR, 3, CHULA VISTA, CA 91915-1699
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit CALIFORNIA FEDERAL CREDIT UNION
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CALIFORNIA CU
Dec 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2016 · Amount on File
Deed Sale	Aug 30, 2016 · Amount on File
Prior Sale	Jan 29, 2013
Deed Document Number	2016451166
Last Transfer Date	Nov 23, 2020
Transfer Doc	0000787044
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	MONARCH TITLE COMPANY INC, MONARCH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 BLUFFSIDE DR 3, 3, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000359410
Date	Dec 22, 2025
Instrument	2025-0359410

Lender

Name	CALIFORNIA FEDERAL CREDIT UNION
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 BLUFFSIDE DR 3, 3, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000209904
Date	May 16, 2022
Instrument	2022-0209904

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91209

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 8, 2020
Property Address	1538 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1699
Document Number	0000787044
Map Reference	DOC 2002-0995748
Instrument Date	Nov 23, 2020
Instrument	2020-0787044
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CORINTHIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1538 BLUFFSIDE DR UNIT 3, 3, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000787045
Date	Dec 8, 2020
Instrument	2020-0787045

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1538 Bluffside Dr, Unit 3 was $7,310 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,592 (+2%) Land $171,926 Building $295,666
2025	$7,310.00 Homeowner's exemption	$458,424 Land $168,555 Building $289,869
2023	$7,065.00 (+2.96%) Homeowner's exemption	$440,624 Land $162,010 Building $278,614
2022	$6,862.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1538 Bluffside Dr, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Bluffside Dr, Unit 3 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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