1538 Bluffside Dr, Unit 2, Chula Vista, CA 91915 Property Records

San Diego County property record for 1538 Bluffside Dr, Unit 2, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,646 sqft · built 2004
Lot Size	1.37 acres (59,698 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2017)
Tax Bill	$7,463 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`643-520-44-07`

Property Details

APN / Parcel Number

Primary APN	`643-520-44-07`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,646 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	59,698 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1538 BLUFFSIDE DR, 2
City	CHULA VISTA
State	CA
Zip	91915-1699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC5RC
Legal Description	PAR 1 US 82PER DOC03-829088&UND INT IN TR PM19091
Legal Subdivision	SUMMER HILL
Legal Tract	1019091
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13320

Owner

1538 Bluffside Dr, Unit 2 is owned and occupied by two individuals who bought it in May 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1538 BLUFFSIDE DR, 2, CHULA VISTA, CA 91915-1699
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU
May 30, 2017	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2017 · Amount on File
Deed Sale	May 30, 2017 · Amount on File
Prior Sale	Jul 16, 2010 · Amount on File
Deed Document Number	2017241380
Prior Transfer Date	Mar 23, 2007
Prior Transfer Doc	0000198123
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 2, 2, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 BLUFFSIDE DR 2, 2, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000277817
Date	Oct 12, 2023
Instrument	2023-0277817

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 1, 2043

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 2, 2, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Dec 23, 2021
Title Company	NAVY FEDERAL TITLE/CALIFORNIA, NAVY FEDERAL TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 BLUFFSIDE DR, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000841417
Date	Dec 14, 2021
Instrument	2021-0841417

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 30, 2017
Property Address	1538 BLUFFSIDE DR UNIT 2, 2, CHULA VISTA, CA 91915-1699
Document Number	0000241380
Instrument Date	May 3, 2017
Instrument	241380
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1538 BLUFFSIDE DR #2 CHULA VISTA CA 919151699, 2, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	241381
Date	May 30, 2017
Instrument	241381

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1538 Bluffside Dr, Unit 2 was $7,463.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$497,188 (+2%) Land $307,783 Building $189,405
2025	$7,463.00	$487,441 Land $301,749 Building $185,692
2023	$7,207.00 (+2.97%)	$468,515 Land $290,033 Building $178,482
2022	$6,999.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1538 Bluffside Dr, Unit 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Bluffside Dr, Unit 2 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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