1538 Bluffside Dr, Unit 1, Chula Vista, CA 91915 Property Records

San Diego County property record for 1538 Bluffside Dr, Unit 1, Chula Vista, CA 91915

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,216 sqft · built 2004
Lot Size	1.37 acres (59,698 sqft)
Owner	2 Individual Names on File
Last Sale	$412,000 (Jun 2020)
Tax Bill	$4,577 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`643-520-44-08`

Property Details

APN / Parcel Number

Primary APN	`643-520-44-08`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	59,698 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1538 BLUFFSIDE DR, 1
City	CHULA VISTA
State	CA
Zip	91915-1699
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PC5RC
Legal Description	PAR 1 US 83PER DOC03-829088&UND INT IN TR PM19091
Legal Subdivision	SUMMER HILL
Legal Tract	1019091
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	13320

Owner

1538 Bluffside Dr, Unit 1 is owned and occupied by two individuals who bought it in June 2020.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2649 GIANNA MARIE AVE, MANTECA, CA 95337-2024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Jul 31, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 24, 2020	Grant Deed, Transfer · VA Mortgage POINT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2020 · Amount on File
Deed Sale	Jun 24, 2020 · Amount on File
Prior Sale	Feb 27, 2014 · Amount on File
Deed Document Number	2020329615
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1538 BLUFFSIDE DR 1, 1, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000862046
Date	Dec 23, 2021
Instrument	2021-0862046

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000362812
Date	Sep 4, 2018
Instrument	2018-0362812

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 30, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1538 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1699
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000314066
Date	Jul 31, 2019
Instrument	2019-0314066

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 24, 2020
Property Address	1538 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1699
Document Number	0000329615
Map Reference	DOC 2003-0829088
Instrument Date	May 27, 2020
Instrument	2020-0329615
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1538 BLUFFSIDE DR UNIT 1, 1, CHULA VISTA, CA 91915-1699

Mortgage

Document Number	0000329616
Date	Jun 24, 2020
Instrument	2020-0329616

Lender

Name	POINT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1538 Bluffside Dr, Unit 1 was $4,577 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$459,589 (+2%) Land $193,611 Building $265,978
2025	$4,577.00	$450,578 Land $189,815 Building $260,763
2023	$4,481.00 (-26.21%) Homeowner's exemption	$433,084 Land $182,446 Building $250,638
2022	$6,073.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1538 Bluffside Dr, Unit 1 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1538 Bluffside Dr, Unit 1 is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon, Wyyerd Connect.

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