Wright County property record for 15360 75th St NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,317 sqft · built 2016 |
| Lot Size | 0.303 acres (13,224 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $469,900 (Dec 2021) |
| Tax Bill | $5,048 (2026) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-002100 |
| Primary APN | 118-297-002100 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,317 sqft Living Area |
| 1st Floor Area | 1,397 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 13,224 sqft (0.303 acres) |
| Garage Type | Attached |
| Garage Area | 1,018 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15360 75TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-8600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-010 BLOCK-002 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15360 75th St NE is owned and occupied by two individuals who bought it in December 2021.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15360 75TH ST NE, ELK RIVER, MN 55330-8600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Dec 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage TOPLINE FCU |
| Mar 31, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 10, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 18, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 3, 2021 · Amount on File |
| Deed Sale | Dec 3, 2021 · Amount on File |
| Prior Sale | May 18, 2017 · Amount on File |
| Deed Document Number | 20211492245 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001471049 |
|---|---|
| Date | May 21, 2021 |
| Instrument | 1471049 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Mar 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Dec 3, 2021 |
| Property Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Document Number | 0001492245 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 1492245 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,550.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Document Number | 0001492250 |
|---|---|
| Date | Dec 3, 2021 |
| Instrument | 1492250 |
| Name | TOPLINE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001422335 |
|---|---|
| Date | Mar 31, 2020 |
| Instrument | 1422335 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0001395281 |
|---|---|
| Date | May 10, 2019 |
| Instrument | 1395281 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 18, 2017 |
| Property Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
| Document Number | 0001343430 |
| Instrument Date | May 12, 2017 |
| Instrument | 1343430 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,176.31 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15360 75TH ST NE, OTSEGO, MN 55330-8600 |
The 2026 property tax bill for 15360 75th St NE was $5,048.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,048.00 | $452,000 (-0.81%) Land $100,000 Building $352,000 | $452,000 (-0.81%) Land $100,000 Building $352,000 |
| 2025 | $455,700 Land $115,000 Building $340,700 | $455,700 Land $115,000 Building $340,700 | |
| 2023 | $5,114.00 (+4.67%) | $481,700 Land $102,000 Building $379,700 | $481,700 Land $102,000 Building $379,700 |
| 2022 | $4,886.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15360 75th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15360 75th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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