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  5. 75th St NE

15225 75th St NE, Otsego (Elk River), MN 55330 Property Records

Wright County property record for 15225 75th St NE, Otsego, MN 55330

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,374 sqft · built 2020
Lot Size0.241 acres (10,499 sqft)
OwnerIndividual Name on Record
Last Sale$447,648 (Jul 2020)
Tax Bill$5,546 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN118-297-003040

Property Details

APN / Parcel Number

Primary APN118-297-003040

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,374 sqft Living Area
1st Floor Area1,472 sqft
Basement Area877 sqft
Finished Basement877 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeHip
Roof MaterialWood Shingle
Lot Area10,499 sqft (0.241 acres)
Garage TypeAttached
Garage Area866 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address15225 75TH ST NE
CityELK RIVER
StateMN
Zip55330-6879
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-004 BLOCK-003 BLOCK-003
Legal Range023
Legal Township121
Legal Section27
Legal SubdivisionBOULDER CREEK
Legal Block3
Legal Lot Number4
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group5
Census Block5007
Census Tract100101

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address18632 61ST CIR N, MINNEAPOLIS, MN 55446-7502
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 15, 2020 · Amount on Record
Deed SaleJul 15, 2020 · Amount on Record
Prior SaleMay 1, 2017 · Amount on Record
Deed Document Number20201433293
Record UpdatedSep 20, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionWRIGHT MN
Recording DateJul 15, 2020
Property Address15225 75TH ST NE, OTSEGO, MN 55330-6879
Document Number0001433293
Instrument DateJul 13, 2020
Instrument1433293
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 16, 2022
Title CompanyTRANSOHIO RES TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,477.24
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address15225 75TH ST NE, OTSEGO, MN 55330-6879

Mortgage

Document Number0001433294
DateJul 15, 2020
Instrument1433294
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$492,100 (-9.61%) Land $100,000 Building $392,100$492,100 (-9.61%) Land $100,000 Building $392,100
2025$5,546.00 (-3.18%)
2023$544,400 Land $102,000 Building $442,400$544,400 Land $102,000 Building $442,400
2022$5,728.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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