Wright County property record for 15258 75th St NE, Otsego, MN 55330
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5 ba · 2,664 sqft · built 2019 |
| Lot Size | 0.208 acres (9,085 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $411,484 (Jun 2019) |
| Tax Bill | $5,820 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage Feb 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-297-002180 |
| Primary APN | 118-297-002180 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 9,085 sqft (0.208 acres) |
| Garage Type | Attached |
| Garage Area | 773 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15258 75TH ST NE |
|---|---|
| City | ELK RIVER |
| State | MN |
| Zip | 55330-6879 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-27 TWP-121 RANGE-023 BOULDER CREEK 2ND ADDITION LOT-018 BLOCK-002 BLOCK-002 |
| Legal Range | 023 |
| Legal Township | 121 |
| Legal Section | 27 |
| Legal Subdivision | BOULDER CREEK |
| Legal Block | 2 |
| Legal Lot Number | 18 |
| Jurisdiction | WRIGHT MN |
| Township / Civil Division | OTSEGO |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 100101 |
15258 75th St NE is owned and occupied by two individuals who bought it in June 2019.
Source: Wright County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15258 75TH ST NE, ELK RIVER, MN 55330-6879 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 31, 2022 | Deed of Trust, Mortgage · Line of Credit BAXTER CU |
| Jun 19, 2019 | Limited Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC |
| May 23, 2018 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2019 · Amount on File |
| Deed Sale | Jun 19, 2019 · Amount on File |
| Prior Sale | May 23, 2018 · Amount on File |
| Deed Document Number | 20191398214 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001423045 |
|---|---|
| Date | Apr 8, 2020 |
| Instrument | 1423045 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | ALL AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001460306 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 1460306 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WRIGHT MN |
| Property Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Name | Verified Name |
|---|
| Document Number | 00A1497606 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | A1497606 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jan 28, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | Jun 19, 2019 |
| Property Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Document Number | 0001398214 |
| Instrument Date | Jun 14, 2019 |
| Instrument | 1398214 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | CALATLANTIC TITLE NORTHERN |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,357.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16305 36TH AVE N # N600, 16305, PLYMOUTH, MN 55446-2884 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Document Number | 0001398216 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 1398216 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WRIGHT MN |
| Recording Date | May 23, 2018 |
| Property Address | 15258 75TH ST NE, OTSEGO, MN 55330-6879 |
| Document Number | 0001370755 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 1370755 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $5,211.64 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 15258 75TH ST NE ELK RIVER MN 553306879, ELK RIVER, MN 55330-6879 |
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 15258 75th St NE was $5,820.
Source: Wright County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Wright County |
| Municipality | Otsego City |
| Unified School District | Elk River School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,820.00 | $528,300 (+2.17%) Land $100,000 Building $428,300 | $528,300 (+2.17%) Land $100,000 Building $428,300 |
| 2025 | $517,100 Land $115,000 Building $402,100 | $517,100 Land $115,000 Building $402,100 | |
| 2023 | $5,382.00 (-1.07%) | $568,100 Land $102,000 Building $466,100 | $568,100 Land $102,000 Building $466,100 |
| 2022 | $5,440.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15258 75th St NE in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15258 75th St NE is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Otsego serves 19,000 people · EPA ID MN1860026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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