15341 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15341 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property TypeResidential Vacant Land
Lot Size1.14 acres (49,988 sqft)
OwnerIndividual Name on Record
Last Sale$650,000 (Dec 2021)
Tax Bill$9,083 (2024)
Deeds & MortgagesOct 2022 Construction Loan
Dec 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-22-26-0500-000-33800

Property Details

APN / Parcel Number

Primary APN12-22-26-0500-000-33800
Alternative APN
  • 3825786

Exterior

Lot Area49,988 sqft (1.14 acres)

Location & Zoning

Account Number3825786
Street Address15341 PENDIO DR
CityBELLA COLLINA
StateFL
Zip34756-3616
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBELLA COLLINA PB 51 PG 31-49 LOT 338 ORB 5854 PG 468
Legal Range26E
Legal Township22S
Legal Section12
Legal SubdivisionBELLA COLLINA
Legal Tract500
Legal Lot Number338
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1060
Census Tract31301

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address15341 PENDIO DR, BELLA COLLINA, FL 34756-3616
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 11, 2022Deed of Trust, Mortgage · Construction Mortgage
TRUIST BANK
Dec 9, 2021Warranty Deed, Transfer · Conventional Mortgage
SOUTH STATE BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 9, 2021 · Amount on Record
Deed SaleDec 9, 2021 · Amount on Record
Prior SaleJan 28, 2016 · Amount on Record
Deed Document Number2021170544
Deed Book / Page5854 / 468
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address15341 PENDIO DR, BELLA COLLINA, FL 34756-3616
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number0060361366
DateOct 11, 2022
Book Page6036/1366
Instrument2022134602
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.07%
Type Change DateNov 1, 2029
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change9.07%
IndexOther
Margin3
Max Rate9.07%

December 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE FL
Recording DateDec 9, 2021
Property Address15341 PENDIO DR, BELLA COLLINA, FL 34756-3616
Document Number0058540468
Book / Page5854 / 468
Map ReferenceMB 51 PG 31-49
Instrument DateDec 3, 2021
Instrument2021170544
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address505 S FLAGLER DR STE 900, 900, WEST PALM BCH, FL 33401-5948

Transferred To (Grantee/Buyer)

NameVerified Name
Address1125 HARMONY LN, CLERMONT, FL 34711-9021

Mortgage

Document Number0005854472
DateDec 9, 2021
Instrument5854/472
Lender
NameSOUTH STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJan 1, 2037
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJan 1, 2024
Change FrequencyAnnually
Min Rate At Change2.75%
Max Rate At Change6.37%
Index1-Year CMT
Max Rate10.3%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$812,500 (+25%) Land $812,500$812,500 (+25%) Land $812,500
2024$9,083.00 (+4.12%)
2023$8,724.00 (+26.49%)$650,000 (+85.71%)$650,000 (+85.71%) Land $650,000
2022$6,897.00$350,000$350,000 Land $350,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims5 (2017–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 2 claims
  • Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINE ISLAND
private · serves 35 people · EPA ID FL3354956
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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