Lake County property record for 15328 Pendio Dr, Bella Collina, FL 34756
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 10 ba · 8,731 sqft · built 2019 |
| Lot Size | 1.86 acres (81,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Jul 2017) |
| Tax Bill | $33,634 (2024) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-22-26-0500-000-30500 |
| Primary APN | 12-22-26-0500-000-30500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 10 Baths |
| Half Baths | 4 Half Baths |
| Stories | 1 Story |
| Building Area | 8,731 sqft Living Area |
| 1st Floor Area | 5,939 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 81,365 sqft (1.86 acres) |
| Garage Type | Finished |
| Garage Area | 1,558 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 670 sqft |
| Porch | Porch |
| Porch Area | 3,408 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3825750 |
|---|---|
| Street Address | 15328 PENDIO DR |
| City | BELLA COLLINA |
| State | FL |
| Zip | 34756-3633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA COLLINA PB 51 PG 31-49 LOT 305 ORB 4981 PG 1333 |
| Legal Range | 26E |
| Legal Township | 22S |
| Legal Section | 12 |
| Legal Subdivision | BELLA COLLINA |
| Legal Tract | 500 |
| Legal Lot Number | 305 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1066 |
| Census Tract | 31301 |
15328 Pendio Dr is owned and occupied by two individuals who bought it in July 2017.
Source: Lake County records, as of December 15, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15328 PENDIO DR, BELLA COLLINA, FL 34756-3633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 19, 2023 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Dec 9, 2017 | Loan Modification, Mortgage FLORIDA CMNTY BK NA |
| Aug 2, 2017 | Warranty Deed, Construction Loan · Construction Mortgage FLORIDA CMNTY BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 25, 2017 · Amount on File |
| Deed Sale | Jul 25, 2017 · Amount on File |
| Prior Sale | May 13, 2005 · Amount on File |
| Deed Document Number | 0049811333 |
| Deed Book / Page | 4620 / 0238 |
| Prior Transfer Date | May 4, 2015 |
| Prior Transfer Doc | 2015047729 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 15328 PENDIO DR, BELLA COLLINA, FL 34756-3633 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 15328 PENDIO DR, BELLA COLLINA, FL 34756-3633 |
| Document Number | 0061620445 |
|---|---|
| Date | Jun 19, 2023 |
| Book Page | 6162/445 |
| Instrument | 2023073120 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 15, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 15328 PENDIO DR, BELLA COLLINA, FL 34756-3633 |
| Document Number | 0050472353 |
| Book / Page | 005047 / 002353 |
| Instrument Date | Dec 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 11, 2018 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15922 PENDIO DR BELLA COLLINA FL 347563609, BELLA COLLINA, FL 34756-3609 |
| Document Number | 0050472353 |
|---|---|
| Date | Jan 2, 2018 |
| Book Page | 005047/002353 |
| Instrument | 454 |
| Name | FLORIDA CMNTY BK NA |
|---|---|
| Address | BOYNTON BEACH, FL 33437 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 2, 2017 |
| Property Address | 15328 PENDIO DR, BELLA COLLINA, FL 34756-3633 |
| Document Number | 0049811333 |
| Book / Page | 004981 / 001333 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 83399 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,925.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15922 PENDIO DR MONTVERDE FL 347563609, MONTVERDE, FL 34756-3609 |
| Document Number | 49811337 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 004981/001337 |
| Instrument | 83400 |
| Name | FLORIDA CMNTY BK NA |
|---|---|
| Address | 7593 BOYNTON BEACH BLVD # 120, BOYNTON BEACH, FL 33437-6161 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Document Number | 49811542, |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 004981/001542 |
| Instrument | 83444 |
| Name | FLORIDA CMNTY BK NA |
|---|---|
| Address | BOYNTON BEACH, FL 33437 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,573,945 Land $585,000 Building $1,988,945 | $3,073,945 Land $585,000 Building $2,488,945 | |
| 2024 | $33,634.00 (+6.21%) | ||
| 2023 | $31,668.00 (+6.17%) | $2,540,065 (+3.82%) | $2,540,065 (+3.82%) Land $351,000 Building $2,189,065 |
| 2022 | $29,828.00 | $2,446,686 | $2,446,686 Land $351,000 Building $2,095,686 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15328 Pendio Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 52 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 5 (2017–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15328 Pendio Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINE ISLAND private · serves 35 people · EPA ID FL3354956 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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