Kane County property record for 1434 E Main St, Saint Charles, IL 60174
| Property Type | Commercial |
|---|---|
| Details | 2,989 sqft · built 1898 |
| Lot Size | 1.21 acres (52,708 sqft) |
| Owner | Company Name on Record |
| Last Sale | $205,000 (May 2013) |
| Tax Bill | $11,337 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-26-301-013 |
| Primary APN | 09-26-301-013 |
|---|
| Units | 4 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,989 sqft Gross Area |
| Basement Area | 1,124 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 52,708 sqft (1.21 acres) |
| Lot Dimensions | 456 ft deep x 112 ft wide |
| Porch | Open Porch |
| Shed | 1 Shed |
| Shed Area | 432 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 1434 E MAIN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2374 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 852005 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 501 WING LN, SAINT CHARLES, IL 60174-2339 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on Record |
| Deed Sale | May 17, 2013 · Amount on Record |
| Prior Sale | Dec 28, 2010 |
| Deed Document Number | 201336798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 7, 2025 |
| Property Address | 1434 E MAIN ST, ST CHARLES, IL 60174-2374 |
| Document Number | 0000039223 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025K039223 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 501 WING LN, SAINT CHARLES, IL 60174-2339 |
| Document Number | 0000039224 |
|---|---|
| Date | Oct 7, 2025 |
| Instrument | 2025K039224 |
| Name | THE HARVARD STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.87% |
| Change Frequency | Monthly |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,337.00 (-13.72%) | ||
| 2024 | $13,140.00 (+2.7%) | $177,023 (+11.71%) Land $109,917 Building $67,106 | $531,282 (+11.75%) Land $329,883 Building $201,399 |
| 2022 | $12,795.00 (+3.86%) | $158,470 (+4.91%) Land $98,002 Building $60,468 | $475,410 (+4.91%) Land $294,006 Building $181,404 |
| 2021 | $12,319.00 | $151,053 Land $93,415 Building $57,638 | $453,159 Land $280,245 Building $172,914 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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