1533 Lochness Ct, Rockwall, TX 75087 Property Records

Rockwall County property record for 1533 Lochness Ct, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,786 sqft · built 2014
Lot Size	0.206 acres (8,969 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2021)
Tax Bill	$6,608 (2025)
Deeds & Mortgages	May 2022 Line of Credit Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3263000R0013000R`

Property Details

APN / Parcel Number

Primary APN	`3263000R0013000R`
Alternative APNs	`R84869` `84869`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,786 sqft Living Area
Gross Area	3,398 sqft
1st Floor Area	2,786 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,969 sqft (0.206 acres)
Lot Dimensions	115 ft deep x 78 ft wide
Garage Type	Attached
Garage Area	405 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	313 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	1533 LOCHNESS CT
City	ROCKWALL
State	TX
Zip	75087-6442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKES PHASE 8A, BLOCK R, LOT 13, (REPLAT 2014)
Legal Subdivision	CARUTH LAKES PHASE 8A
Legal Phase	8A
Legal Tract	13
Legal Block	R
Legal Lot Number	13
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	3
Census Block	3013
Census Tract	40202

Owner

1533 Lochness Ct is owned and occupied by two individuals who bought it in June 2021.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jan 28, 2020	Vendor's Lien, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2018	Quit Claim Deed, Transfer VERONICA A RAIBOURN
Jan 16, 2018	Trustee's Deed, Construction Loan · Construction Mortgage CERTIFIED FNDG
Sep 29, 2017	Warranty Deed, Transfer EASTMAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jan 28, 2020 · Amount on File
Deed Document Number	202114830
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000014830
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Transaction Type	Mortgage
Record Updated	Jun 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442

Mortgage

Document Number	0000011678
Date	May 24, 2022
Instrument	20220000011678

Lender

Name	PNC BANK NA
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Apr 28, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jan 28, 2020
Property Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Document Number	0000001697
Map Reference	CAB H SL 351&352
Instrument Date	Jan 27, 2020
Instrument	20200000001697
Transaction Type	Transfer
Record Updated	Sep 21, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442

Mortgage

Document Number	0000001698
Date	Jan 28, 2020
Instrument	20200000001698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jul 30, 2018
Property Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Document Number	0000013576
Instrument Date	Jul 27, 2018
Instrument	13576
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 LOCHNESS CT ROCKWALL TX 750876442, ROCKWALL, TX 75087-6442

Mortgage

Document Number	13578
Date	Jul 30, 2018
Instrument	13578

Lender

Name	VERONICA A RAIBOURN
Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442

Agreement

Amount	Amount on Record

Mortgage

Document Number	13577,
Date	Jul 30, 2018
Instrument	13577

Lender

Name	VERONICA A RAIBOURN
Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCKWALL TX
Recording Date	Jan 16, 2018
Property Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Instrument Date	Dec 8, 2017
Instrument	921
Transaction Type	Construction Loan
Record Updated	Jan 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1533 LOCHNESS CT ROCKWALL TX 750876442, ROCKWALL, TX 75087-6442

Mortgage

Document Number	0000000921
Date	Jan 16, 2018
Instrument	921

Lender

Name	CERTIFIED FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75252

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 15, 2038

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	Sep 29, 2017
Property Address	1533 LOCHNESS CT, ROCKWALL, TX 75087-6442
Document Number	0000018241
Instrument Date	Sep 29, 2017
Instrument	18241
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1533 LOCHNESS CT ROCKWALL TX 750876442, ROCKWALL, TX 75087-6442

Mortgage

Document Number	18242
Date	Sep 29, 2017
Instrument	18242

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660-7468

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1533 Lochness Ct was $6,608 with a homeowner's exemption, down 8.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$509,806 (-0.87%) Land $150,000 Building $359,806	$509,806 (-0.87%) Land $150,000 Building $359,806
2025	$6,608.00 (-8.55%) Homeowner's exemption	$514,290 Land $150,000 Building $364,290	$514,290 Land $150,000 Building $364,290
2024	$7,226.00 (+2.16%)
2023	$7,073.00 Homeowner's exemption	$527,555 Land $177,000 Building $350,555	$527,555 Land $177,000 Building $350,555
2021	$6,983.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1533 Lochness Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1533 Lochness Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications, Optimum, Verizon.

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