Rockwall County property record for 1528 Lochness Ct, Rockwall, TX 75087 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,319 sqft · built 2014 |
| Lot Size | 0.19 acres (8,281 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $497,600 (Nov 2021) |
| Tax Bill | $5,995 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3263000R0004000R |
| Primary APN | 3263000R0004000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 2,988 sqft |
| 1st Floor Area | 2,319 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,281 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 72 ft wide |
| Garage Type | Attached |
| Garage Area | 445 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 239 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1528 LOCHNESS CT |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-6441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARUTH LAKES PHASE 8A, BLOCK R, LOT 4, (REPLAT 2014) |
| Legal Subdivision | CARUTH LAKES PHASE 8A |
| Legal Block | R |
| Legal Lot Number | 4 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 40202 |
Source: Rockwall County records · APN 3263000R0004000R
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1528 LOCHNESS CT, ROCKWALL, TX 75087-6441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Vendor's Lien, Transfer · Conventional Mortgage CHAMPIONS MORTGAGE LLC |
| Aug 21, 2019 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Jun 03, 2021 | Warranty Deed, Transfer ODTX |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Jun 03, 2021 |
| Deed Document Number | 202132286 |
| Prior Transfer Date | Nov 23, 2021 |
| Prior Transfer Doc | 0000032286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Nov 29, 2021 |
| Property Address | 1528 LOCHNESS CT, ROCKWALL, TX 75087-6441 |
| Document Number | 0000032286 |
| Map Reference | CAB H SL 287&288 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 20210000032286 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2021 |
| Title Company | NOT AVAILABLE, ODTX |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1528 LOCHNESS CT, ROCKWALL, TX 75087-6441 |
| Document Number | 0000032287 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 20210000032287 |
| Name | CHAMPIONS MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1528 LOCHNESS CT, ROCKWALL, TX 75087-6441 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000014332 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 20190000014332 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Recording Date | Jun 03, 2021 |
| Property Address | 1528 LOCHNESS CT, ROCKWALL, TX 75087-6441 |
| Document Number | 0000014946 |
| Map Reference | CAB H SL 287-288 |
| Instrument Date | Jun 01, 2021 |
| Instrument | 20210000014946 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | ODTX |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976 |
| Investor | Possibly a Property Investor |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $471,821 (-0.75%) Land $150,000 Building $321,821 | $471,821 (-0.75%) Land $150,000 Building $321,821 | |
| 2025 | $5,995.00 (-9.67%) Homeowner's exemption | $475,395 (-0.03%) Land $150,000 Building $325,395 | $475,395 (-0.03%) Land $150,000 Building $325,395 |
| 2024 | $6,637.00 (+3.65%) | ||
| 2023 | $6,403.00 (+11.51%) | $475,560 Land $177,000 Building $298,560 | $475,560 Land $177,000 Building $298,560 |
| 2021 | $5,742.00 |
Source: FEMA National Flood Hazard Layer, Rockwall County (48397C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483970402023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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