Rockwall County property record for 1521 Lochness Ct, Rockwall, TX 75087
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,100 sqft · built 2014 |
| Lot Size | 0.206 acres (8,969 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,100 (Dec 2014) |
| Tax Bill | $2,173 (2025) |
| Deeds & Mortgages | Aug 2023 Second Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3263000R0011000R |
| Primary APN | 3263000R0011000R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,100 sqft Living Area |
| Gross Area | 2,591 sqft |
| 1st Floor Area | 2,100 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,969 sqft (0.206 acres) |
| Lot Dimensions | 115 ft deep x 78 ft wide |
| Garage Type | Attached |
| Garage Area | 415 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 105 sqft |
| Patio Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 1521 LOCHNESS CT |
|---|---|
| City | ROCKWALL |
| State | TX |
| Zip | 75087-6442 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARUTH LAKES PHASE 8A, BLOCK R, LOT 11, (REPLAT 2014) |
| Legal Subdivision | CARUTH LAKES PHASE 8A |
| Legal Phase | 8A |
| Legal Tract | 11 |
| Legal Block | R |
| Legal Lot Number | 11 |
| Jurisdiction | ROCKWALL TX |
| Township / Civil Division | NORTHWEST ROCKWALL |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 40202 |
Source: Rockwall County records · APN 3263000R0011000R
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1521 LOCHNESS CT, ROCKWALL, TX 75087-6442 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 04, 2021 | Deed of Trust, Mortgage · VA Mortgage LOWVA RATES LLC |
| Jan 03, 2018 | Deed of Trust, Mortgage · VA Mortgage 360 MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2014 · Amount on Record |
| Deed Sale | Dec 23, 2014 · Amount on Record |
| Deed Document Number | 201418481 |
| Prior Transfer Date | Dec 19, 2014 |
| Prior Transfer Doc | 0000018481 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1521 LOCHNESS CT, ROCKWALL, TX 75087-6442 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013617 |
|---|---|
| Date | Aug 16, 2023 |
| Instrument | 20230000013617 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 11, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1521 LOCHNESS CT, ROCKWALL, TX 75087-6442 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011295 |
|---|---|
| Date | May 04, 2021 |
| Instrument | 20210000011295 |
| Name | LOWVA RATES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKWALL TX |
| Property Address | 1521 LOCHNESS CT, ROCKWALL, TX 75087-6442 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000000141 |
|---|---|
| Date | Jan 03, 2018 |
| Instrument | 20180000000141 |
| Name | 360 MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | AUSTIN, TX 78726 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Apr 01, 2021 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 3.25% |
| Index | 1-Year CMT |
| Max Rate | 5% |
Source: Rockwall County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Rockwall County |
| Municipality | Rockwall City |
| Unified School District | Rockwall Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $442,216 (+1.37%) Land $150,000 Building $292,216 | $442,216 (-0.73%) Land $150,000 Building $292,216 | |
| 2025 | $2,173.00 (-30.31%) Homeowner's exemption Senior Citizen's exemption | $436,258 (-4.4%) | $445,463 (-2.39%) Land $150,000 Building $295,463 |
| 2024 | $3,118.00 (+0.48%) | ||
| 2023 | $3,103.00 (-33.91%) Homeowner's exemption Senior Citizen's exemption | $456,356 Land $177,000 Building $279,356 | $456,356 Land $177,000 Building $279,356 |
| 2021 | $4,695.00 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| 3 Rooms Communications Fixed Wireless | 100 / 100 |
May also be available: Hotwire Communications, Optimum Communications, Verizon.
Based on FCC filings for 401 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ROCKWALL serves 55,250 people |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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