15317 Pendio Dr, Bella Collina (Montverde), FL 34756 Property Records

Lake County property record for 15317 Pendio Dr, Bella Collina, FL 34756

Property Summary

Property Type	Single Family Home
Details	5 bd · 7 ba · 6,403 sqft · built 2018
Lot Size	0.986 acres (42,976 sqft)
Owner	Individual Name on File
Last Sale	$2,900,000 (Feb 2021)
Tax Bill	$38,163 (2024)
Deeds & Mortgages	Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-22-26-0500-000-34400`

Property Details

APN / Parcel Number

Primary APN	`12-22-26-0500-000-34400`
Alternative APN	`3825792`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,403 sqft Living Area
1st Floor Area	4,895 sqft
Fireplaces	1 Fireplace
Fireplace	Single

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Tile
Lot Area	42,976 sqft (0.986 acres)
Garage Type	Finished
Garage Area	480 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	845 sqft
Porch	Open Porch
Porch Area	2,078 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3825792
Street Address	15317 PENDIO DR
City	BELLA COLLINA
State	FL
Zip	34756-3616
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLA COLLINA PB 51 PG 31-49 LOT 344 ORB 5639 PG 59
Legal Section	12
Legal Subdivision	BELLA COLLINA
Legal Tract	500
Legal Lot Number	344
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1060
Census Tract	31301

Owner

15317 Pendio Dr is owned and occupied by an individual who bought it in February 2021.

Source: Lake County records, as of December 15, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	15317 PENDIO DR, BELLA COLLINA, FL 34756-3616
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2021 · Amount on File
Deed Sale	Feb 8, 2021 · Amount on File
Prior Sale	Aug 2, 2016 · Amount on File
Deed Document Number	2021017788
Deed Book / Page	5639 / 59
Record Updated	Jun 8, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 8, 2021
Property Address	15317 PENDIO DR, BELLA COLLINA, FL 34756-3616
Document Number	0056390059
Book / Page	5639 / 59
Map Reference	MB 51 PG 31-49
Instrument Date	Jan 29, 2021
Instrument	2021017788
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3900 CENTENNIAL DR, MIDLAND, MI 48642-5996

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15317 PENDIO DR, BELLA COLLINA, FL 34756-3616

Mortgage

Document Number	0000563963
Date	Feb 8, 2021
Instrument	5639/63

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Mar 1, 2031
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	7.87%
Index	Other
Margin	1
Max Rate	7.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,832,608 Land $975,000 Building $1,857,608	$2,832,608 Land $975,000 Building $1,857,608
2024	$38,163.00 (+4.52%)
2023	$36,512.00 (+15.94%)	$2,729,314 (+25.39%)	$2,729,314 (+25.39%) Land $975,000 Building $1,754,314
2022	$31,492.00	$2,176,624	$2,176,624 Land $500,000 Building $1,676,624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15317 Pendio Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	5 (2017–2024)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15317 Pendio Dr is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE ISLAND private · serves 35 people · EPA ID FL3354956
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20