15320 Crossing Gate Dr, Cornelius, NC 28031 Property Records

Mecklenburg County property record for 15320 Crossing Gate Dr, Cornelius, NC 28031

Property Summary

Property TypeTownhouse
Details3 bd · 3 ba · 1,504 sqft · built 2007
Lot Size0.049 acres (2,139 sqft)
OwnerIndividual Name on File
Last Sale$140,000 (Aug 2007)
Tax Bill$2,503 (2023)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN005-355-06

Property Details

APN / Parcel Number

Primary APN005-355-06

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,504 sqft Heated Area
Gross Area1,590 sqft
1st Floor Area708 sqft
Upper Floors Area708 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area2,139 sqft (0.049 acres)
PorchPorch
Porch Area142 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number005-355-06
Street Address15320 CROSSING GATE DR
CityCORNELIUS
StateNC
Zip28031-8147
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeNR(TND-O)
Legal DescriptionL53 BLDG 13 M48-453
Legal SubdivisionCALDWELL STATION PH 1A MAP 9
Legal Lot Number53
JurisdictionMECKLENBURG NC
Township / Civil Division15, HUNTERSVILLE
Census Block Group1
Census Block1028
Census Tract6407

Owner

15320 Crossing Gate Dr, a townhouse, is owned and occupied by an individual who bought it in August 2007.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address15320 CROSSING GATE DR, CORNELIUS, NC 28031-8147
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 14, 2007 · Amount on File
Deed SaleAug 14, 2007 · Amount on File
Deed Document Number0022671898
Deed Book / Page22671 / 898
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address15320 CROSSING GATE DR, CORNELIUS, NC 28031-8147
Document Number0000085328
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedJun 30, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address15320 CROSSING GATE DR CORNELIUS NC 280318147, CORNELIUS, NC 28031-8147

Mortgage

Document Number0000085328
DateJun 11, 2020
Book Page034675/000848
Instrument85328
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 10, 2050

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityHuntersville Town
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 15320 Crossing Gate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15320 Crossing Gate Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Crossing Gate Dr

Nearby Streets

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