Mecklenburg County property record for 15316 Crossing Gate Dr, Cornelius, NC 28031
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,338 sqft · built 2007 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Company Name on File |
| Last Sale | $175,000 (Feb 2019) |
| Tax Bill | $2,169 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 005-355-07 |
| Primary APN | 005-355-07 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,338 sqft Living Area |
| 1st Floor Area | 669 sqft |
| Upper Floors Area | 669 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,307 sqft (0.03 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 15316 CROSSING GATE DR |
|---|---|
| City | CORNELIUS |
| State | NC |
| Zip | 28031-8147 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NR(TND-O) |
| Legal Description | L54 BLDG 13 M48-453 |
| Legal Subdivision | CALDWELL STATION PHASE 1A MAP 9 |
| Legal Block | 5 |
| Legal Lot Number | 54 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 15, HUNTERSVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 6407 |
15316 Crossing Gate Dr, a townhouse, is owned by a company that acquired it in July 2026.
Source: Mecklenburg County records, as of September 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 101 LAKE SHORE DR, ROCKAWAY, NJ 07866-1411 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS MORTGAGE CAPITAL LLC |
| Jul 24, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage INVESTORS MORTGAGE CAPITAL LLC |
| Feb 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 12, 2019 · Amount on File |
| Deed Sale | Feb 12, 2019 · Amount on File |
| Prior Sale | Jul 5, 2007 · Amount on File |
| Deed Document Number | 201915379 |
| Deed Book / Page | 33278 / 440 |
| Last Transfer Date | Jul 23, 2026 |
| Transfer Doc | 0000079369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 26, 2026 |
| Property Address | 15316 CROSSING GATE DR, CORNELIUS, NC 28031-8147 |
| Document Number | 0000092198 |
| Book / Page | 40674 / 933 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202692198 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 101 LAKE SHORE DR, ROCKAWAY, NJ 07866-1411 |
| Document Number | 0000092198, |
|---|---|
| Date | Aug 26, 2026 |
| Book Page | 40674/933 |
| Instrument | 202692198 |
| Name | INVESTORS MORTGAGE CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 24, 2026 |
| Property Address | 15316 CROSSING GATE DR, CORNELIUS, NC 28031-8147 |
| Document Number | 0000079369 |
| Book / Page | 40597 / 99 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202679369 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | LIBERTY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 101 LAKE SHORE DR, ROCKAWAY, NJ 07866-1411 |
| Document Number | 0000079370, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202679370 |
| Name | INVESTORS MORTGAGE CAPITAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 12, 2019 |
| Property Address | 15316 CROSSING GATE DR, CORNELIUS, NC 28031-8147 |
| Document Number | 0000015379 |
| Book / Page | 033278 / 000440 |
| Instrument Date | Feb 6, 2019 |
| Instrument | 15379 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5316 CROSSING GATE DR CORNELIUS NC 28031, CORNELIUS, NC 28031 |
| Document Number | 15380 |
|---|---|
| Date | Feb 12, 2019 |
| Book Page | 033278/000443 |
| Instrument | 15380 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 11, 2049 |
The 2025 property tax bill for 15316 Crossing Gate Dr was $2,169.
Source: Mecklenburg County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Huntersville Town |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,169.00 | $272,300 Land $55,000 Building $217,300 | $272,300 Land $55,000 Building $217,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 15316 Crossing Gate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 15316 Crossing Gate Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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